關於增加住院日額的方式 - 保險
By Kyle
at 2021-02-02T22:35
at 2021-02-02T22:35
Table of Contents
大家好:
1.本身目前已有醫療險種:
(1)雙實支(南山計劃10/元大計劃2)
(2)住院日額(南山1800/day/元大2500/day)
2.住院日額補貼
隨著薪資越來越高及病房升等越來越貴
想拉高住院日額需求如下:
(1)薪水損失(需求2700元/day)
(2)病房升等(需求3000元/day)
目前保險不足1400元/day
3.方案選擇討論
(不要南山/元大/全球)
因為住院的日額彌補薪水及病床升等損失
所以在考慮有哪家險種
有便宜的主約
有較高住院日額(或實支)的定期險種
(1)再補日額1500/day
純日額有推薦的方案嗎?
(2)補第三支實支實付
爬文看到有人說三實支效益高
如果補第三支實支
還有哪些保險公司可以當會第三家?
4.另外問這時日額與實支哪個效益好?
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