關於只住院一天也賠標靶的實支實付 - 保險

By Una
at 2019-11-30T16:22
at 2019-11-30T16:22
Table of Contents
只住一天卻賠標靶藥物的險種,雖然理論上不賠,但有些保險公司還是有可能賠,
最近在比較實支的條款,詢問保經後,考慮買元大、宏泰、解掉已經買的南山,
以35歲男性來算的話:
元大條款完整,沒有227的問題,可賠副本:
8千左右可以買到 日額/1000 雜費/20萬 手術/20萬
宏泰(薰衣草+享醫靠)可賠副本,條款不完整,但額度最高:
8千左右可以買到 日額/1200+1800 雜費/35+15萬 手術25+1萬/住院慰問7000/
重大移植10萬。
南山額度少(NHS+HSD),只收正本:我看過只住一天卻賠標靶藥物的案例。
3000左右,可以買到日額/3000,雜費加手術共用20萬額度,門診手術只賠三萬。
想請教版上專業的前輩:
1.上面的想法正確嗎?
2.有沒有其他的作法可以供參考呢?
3.還有哪些保險公司有只住一天也融通理賠標靶藥物的案例呢?
--
最近在比較實支的條款,詢問保經後,考慮買元大、宏泰、解掉已經買的南山,
以35歲男性來算的話:
元大條款完整,沒有227的問題,可賠副本:
8千左右可以買到 日額/1000 雜費/20萬 手術/20萬
宏泰(薰衣草+享醫靠)可賠副本,條款不完整,但額度最高:
8千左右可以買到 日額/1200+1800 雜費/35+15萬 手術25+1萬/住院慰問7000/
重大移植10萬。
南山額度少(NHS+HSD),只收正本:我看過只住一天卻賠標靶藥物的案例。
3000左右,可以買到日額/3000,雜費加手術共用20萬額度,門診手術只賠三萬。
想請教版上專業的前輩:
1.上面的想法正確嗎?
2.有沒有其他的作法可以供參考呢?
3.還有哪些保險公司有只住一天也融通理賠標靶藥物的案例呢?
--
Tags:
保險
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