★銀行的「秘密戶」的存在★ - 銀行
By Rachel
at 2009-02-25T19:17
at 2009-02-25T19:17
Table of Contents
因為朋友在銀行工作,不久前他告知我一個「我過去從不知道」的消息。
就是絕大多數的銀行,只要你在銀行存 超過 2百萬元,行員就會
就列為「經管戶」,立刻通知理財專員有「大戶」可以推銷金融產品,
會一直向經管戶推銷直到他們買一些金融產品,如基金,保險等為止。
那我說銀行這種作法怎麼辦?
他偷偷跟我說:「可以申請所謂的『秘密戶』或稱「保密戶」。」
這樣行員輸入你的身份証字號也沒有辦法看到你的存款餘額或是
個人資料。
他還爆料:「行員有時會因工作需要,而看到一些個資,
不久前有行員看到某個存戶的存款有數千萬元,就開始
和旁邊的行員討論她怎麼那麼有錢之類的。」
申請秘密戶不用手續費,但一般銀行根本不會跟你講有這個服務,
因為這樣他們會很麻煩。
目前所知,「好像」中國信托、一銀、台銀、台新銀、彰銀、和土銀、富邦銀行
都有「秘密戶」的申請服務,大家趕快去申請。
不知道郵局有沒有…
----
※ 被帶到天堂的神奇經歷※
★http://0rz.tw/EL15A★
--
就是絕大多數的銀行,只要你在銀行存 超過 2百萬元,行員就會
就列為「經管戶」,立刻通知理財專員有「大戶」可以推銷金融產品,
會一直向經管戶推銷直到他們買一些金融產品,如基金,保險等為止。
那我說銀行這種作法怎麼辦?
他偷偷跟我說:「可以申請所謂的『秘密戶』或稱「保密戶」。」
這樣行員輸入你的身份証字號也沒有辦法看到你的存款餘額或是
個人資料。
他還爆料:「行員有時會因工作需要,而看到一些個資,
不久前有行員看到某個存戶的存款有數千萬元,就開始
和旁邊的行員討論她怎麼那麼有錢之類的。」
申請秘密戶不用手續費,但一般銀行根本不會跟你講有這個服務,
因為這樣他們會很麻煩。
目前所知,「好像」中國信托、一銀、台銀、台新銀、彰銀、和土銀、富邦銀行
都有「秘密戶」的申請服務,大家趕快去申請。
不知道郵局有沒有…
----
※ 被帶到天堂的神奇經歷※
★http://0rz.tw/EL15A★
--
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