銀行版聯徵簡易分享 - 信用卡
By Bennie
at 2013-10-09T22:59
at 2013-10-09T22:59
Table of Contents
102/8/22申請個人版聯徵報告含信用評分共6頁。
基於好奇心理，九月中詢向國泰申請八月初新申辦信用卡所調閱的聯徵資料共9頁。
起初國泰客服很強硬的拒絕我的申請，我只好搬出個資法出來，
客服依舊拒絕我，我只好對客服說那我只好投訴金管會，
客服態度就軟化並請我留下電話，稍晚回電給我。
當天就回電說會寄份申請書給我，請我填寫後並寄回。
就這樣一來一往，半個月後才收到銀行版聯徵副本。
國泰世華的個人資料聲明書
http://ppt.cc/0EIu
簡單分享給各位。
<個人版三個月查詢紀錄>
http://ppt.cc/fFl5
<銀行版三個月查詢紀錄與信用卡戶基本資料(發卡機關報送)>
http://ppt.cc/e7t3
兩者差異銀行版只出現新業務並不會出現帳戶管理的查詢記錄。
<應計入DBR22倍規範之無擔保債務餘額彙總>
http://ppt.cc/rBTx
遠東為信貸；永豐、富邦為分期0利率。
<最近兩年年收入資料>
http://ppt.cc/5JS4
其它大致跟個人版的差不多了。
感謝收看。
--
基於好奇心理，九月中詢向國泰申請八月初新申辦信用卡所調閱的聯徵資料共9頁。
起初國泰客服很強硬的拒絕我的申請，我只好搬出個資法出來，
客服依舊拒絕我，我只好對客服說那我只好投訴金管會，
客服態度就軟化並請我留下電話，稍晚回電給我。
當天就回電說會寄份申請書給我，請我填寫後並寄回。
就這樣一來一往，半個月後才收到銀行版聯徵副本。
國泰世華的個人資料聲明書
http://ppt.cc/0EIu
簡單分享給各位。
<個人版三個月查詢紀錄>
http://ppt.cc/fFl5
<銀行版三個月查詢紀錄與信用卡戶基本資料(發卡機關報送)>
http://ppt.cc/e7t3
兩者差異銀行版只出現新業務並不會出現帳戶管理的查詢記錄。
<應計入DBR22倍規範之無擔保債務餘額彙總>
http://ppt.cc/rBTx
遠東為信貸；永豐、富邦為分期0利率。
<最近兩年年收入資料>
http://ppt.cc/5JS4
其它大致跟個人版的差不多了。
感謝收看。
--
Tags:
信用卡
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