銀行授信徵審定期的DBR 22風控機制 - 信用卡
By Freda
at 2021-11-11T21:51
at 2021-11-11T21:51
Table of Contents
今天收到了這樣一封email:
https://i.imgur.com/Tb46ob9.jpg
心想真是特別,這年頭真的還有銀行嚴謹到隨時看DBR 22要求持卡戶更新財力證明,
不過確實前次在這家銀行給過資料後,之後都沒調額過所以資料一直是沒更新的,
而又這麼剛好今年2月、8月都各貸了一筆7位數的信貸,0息分期也還欠不少,
按照那次給的財力證明DBR應該是早超過22了沒錯。
只是納悶目前也有額度不低,但已經超過5年沒給更新財證的銀行,
卻也沒發出過類似的通知。
好奇大家有過持卡行提出類似的要求嗎?
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