銀行喜歡的信用卡客戶到底是什麼樣子? - 信用卡
By Liam
at 2015-05-20T01:21
at 2015-05-20T01:21
Table of Contents
HI 各位鄉民,晚上好。
最近跑去旁聽金融系的課程,教授剛好談到信用卡的問題,他提到,銀行最
喜歡的客戶不是按期繳納費用(沒動用到循環利率),而是喜歡那些有時候不小心刷超過額
度的客戶,這種客戶銀行都會偷偷幫他調高額度(一種溫水煮青蛙的概念),然後漸漸你的
支出越來越高,循環利息不停加上去,這才是銀行喜歡的客戶。
雖然聽起來有點扯,但是銀行好像也要靠一點利息才能生存,關於這議題,大家覺得如何
呢?
PS 逛板看到好多勝利組的鄉民,好可怕Q Q
--
最近跑去旁聽金融系的課程,教授剛好談到信用卡的問題,他提到,銀行最
喜歡的客戶不是按期繳納費用(沒動用到循環利率),而是喜歡那些有時候不小心刷超過額
度的客戶,這種客戶銀行都會偷偷幫他調高額度(一種溫水煮青蛙的概念),然後漸漸你的
支出越來越高,循環利息不停加上去,這才是銀行喜歡的客戶。
雖然聽起來有點扯,但是銀行好像也要靠一點利息才能生存,關於這議題,大家覺得如何
呢?
PS 逛板看到好多勝利組的鄉民,好可怕Q Q
--
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信用卡
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