金管保壽1100149165, 保險法107條 - 保險
By Edith
at 2022-02-08T09:56
at 2022-02-08T09:56
Table of Contents
我自己是業務員,也有小孩,同樣收到這樣的通知。
然而很不幸的是,我小孩在投保產險意外險後罹癌,
所以產險能否續保對我小孩來說非常重要!
我自己試著先投保61.5萬元,果不其然,因體況被拒保。
就像sunboy所說,
這樣的小孩真的也不少,至少我看版上留言回覆也有一位家長有這樣的狀況。
就算是舊的不續保,要投保新的方案也無法,依舊是體況的問題。
當然保險公司可以說,產險本來就一年一保,沒有保證續保。
但這不續保並非因我的孩子損率提高,而是為了這個61.5萬元的政策造成,
這很不合理,也令人難以接受。
已經在健康體時投保,卻要背負因政策問題造成的無法續保,也無法加保。
我相信各位業務員手上或身邊一定也有這樣的家長和小孩,
請大家投書金管會,讓這場奇怪的鬧劇結束吧...
拜託大家了!
ps.我已投書金管會信箱反應!
--
有陽光的地方....
就有我的祝福.......:)
--
然而很不幸的是,我小孩在投保產險意外險後罹癌,
所以產險能否續保對我小孩來說非常重要!
我自己試著先投保61.5萬元,果不其然,因體況被拒保。
就像sunboy所說,
這樣的小孩真的也不少,至少我看版上留言回覆也有一位家長有這樣的狀況。
就算是舊的不續保,要投保新的方案也無法,依舊是體況的問題。
當然保險公司可以說,產險本來就一年一保,沒有保證續保。
但這不續保並非因我的孩子損率提高,而是為了這個61.5萬元的政策造成,
這很不合理,也令人難以接受。
已經在健康體時投保,卻要背負因政策問題造成的無法續保,也無法加保。
我相信各位業務員手上或身邊一定也有這樣的家長和小孩,
請大家投書金管會,讓這場奇怪的鬧劇結束吧...
拜託大家了!
ps.我已投書金管會信箱反應!
--
有陽光的地方....
就有我的祝福.......:)
--
Tags:
保險
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