酷碰券用好花滿賺1.5萬 消費效益估衝千億 - 股票

By Mary
at 2020-04-06T23:51
at 2020-04-06T23:51
Table of Contents
https://udn.com/news/story/120974/4470891
酷碰券用好花滿賺1.5萬 消費效益估衝千億
2020-04-06 11:53 經濟日報 / 記者鄭鴻達/台北報導
https://uc.udn.com.tw/photo/2020/04/06/2/7695330.jpg
報系資料照
「今年不是五倍嗎?」經濟部砸百億元推出「酷碰券」,
要提供25%折扣給支持行動支付的消費者,
每種支付工具每月可回饋上限1,000元、實施三個月。
假設消費者在這三個月「用好用滿」五種支付工具,等於政府最高給你3,000元的五倍,
亦即1.5萬元的折扣優惠。
https://uc.udn.com.tw/photo/2020/04/06/2/7695335.jpg
經濟日報提供
你消費我折扣 搭配四大支付
經濟部去年為促進國內消費、提高行動支付普及率,在搭配國旅方案推出夜市抵用券後,
砸下4.4億元與行動支付平台業者合作,
在全國各大指定商圈提供「你消費・我折扣」的優惠,盼刺激內需,
也藉機輔導更多商圈的商家,加入行動支付行列。
據了解,經濟部本次規劃的「酷碰券」,
作法比照去年政策的「你先消費,政府再提供折扣」精神,
這次編列111億元預算中,有高達100億元,是用來直接回饋給消費者,
官方評估能帶動10倍的效益,亦即1,000億元的消費力道。
經濟部目前尚未完成「酷碰券」行動支付平台業者遴選,
但根據內部初步規劃的參與門檻,是有百萬會員等級者,
目前市面上達標的四家業者,
為「台灣Pay」、「街口支付」、「LINE Pay一卡通」、「Pi 拍錢包」四大業者,
同時也是去年方案合作的對象。
行動支付搭敬老卡 優惠極大化
經濟部規劃,本次「酷碰券」方案,將以具實名認證的行動支付工具為主要方式,
為方便長者,也將搭配敬老卡實施,消費者用行動支付消費後,
可獲得政府補貼的25%折扣、亦即75折優惠,每月優惠上限1,000元,
方案預計先實施三個月。
經濟部規劃,考量行動支付幾乎都需民眾親自前往商家消費,
因此時程規劃在疫情趨緩後上路,實施通路,
則將排除疫期間因疫情受益、營業額「逆勢成長」的超市、電商、外送平台等業者。
據透露,經濟部目前規劃,行動支付平台以及包含65歲以上民眾可持有的敬老卡在內,
「每種支付工具」每月都可享最高1,000元優惠。
假設未來四大行動支付平台均參與方案,加上敬老卡,
政府將給予消費者每月最高3,000元的五倍,亦即1.5萬元的折扣。
業者加碼優惠 消費者賺更多
此外,不只政府提供的折扣優惠,中小企業處也計畫要求參與方案的行動支付業者,
搭配提供至少5%以上優惠,若支付業者有意搶攻市占,也可自己提供更高的優惠,
業者優惠加上政府提供的25%折扣優惠,等於消費者用酷碰券買東西,
只要付原價的七折甚至更低。
按照經濟部目前規劃的方案來試算,假設未來參與的有四大行動支付平台業者,
有名消費者老鄭四種都使用,且因年滿65歲持有敬老卡,等於共有「4+1」種支付工具,
老鄭可有「五倍」於僅使用其中一種支付工具者的折扣優惠。
至於如何「拿好拿滿」政府提供的「酷碰券」折扣優惠?
在實施的第一個月中,老鄭每種支付工具都須消費滿4,000元,
才能獲得當月最高1,000元的回饋,
老鄭在這三個月內用五種支付工具、每種工具每月都消費達4,000元,總消費額達6萬元,
政府就提供老鄭最高1.5萬元的折扣優惠。
花6萬元 最高享1.5萬元折扣
聽起來很複雜嗎?以簡單的算式來看,
老鄭消費總額為5(支付工具)X3(個月)X4,000(元)=60,000元,
酷碰券方案政府提供25%、額度最高每月1,000,
就是60,000(元)X0.25(75折優惠)=1.5萬元(折扣優惠)。
對於「酷碰券」將提供等同75折的高額度優惠,且每種支付工具都可適用,
政府「銀彈」是否足夠?
官員直言,本措施就是希望在疫情趨緩後,能多鼓勵民眾出來消費,以振興國內經濟,
因此要鼓勵民眾「盡量花」,政府也會盡量優惠。
官員評估,這次推出酷碰券,
首先可刺激內需,預計將帶動優惠金額10倍、高達1,000億元的消費動能,
且以行動支付的方式消費,
不但趁勢提升國內行動支付普及率、要達成2025年行動支付普及率90%的目標,
也能在疫情趨緩後,減少民眾消費時接觸實體貨幣,可謂「一舉三得」。
心得/評論:
就這個新聞來看經濟部的「酷碰券」計畫想刺激消費不容易很難成為股市的利多。
--
佛沒說小乘、大乘。上座部佛教馬哈希尊者帝釋所問經講記77頁拆穿假佛法大乘的騙局。
上座部佛教明昆《南傳菩薩道》是真釋迦牟尼佛的菩薩成佛之道 大乘是假菩薩成佛之道
妙法蓮華經、華嚴經、心經、金剛經、梵網經(菩薩戒)、圓覺經、楞嚴經是大乘假佛經。
阿彌陀佛 藥師佛 大日如來是大乘假佛 觀世音 維摩詰 龍樹 地藏王是大乘假菩薩
https://www.ptt.cc/bbs/soul/M.1584460614.A.E88.html
上座部佛教目犍連子帝須和那先破偽經大乘十方諸佛
--
酷碰券用好花滿賺1.5萬 消費效益估衝千億
2020-04-06 11:53 經濟日報 / 記者鄭鴻達/台北報導
https://uc.udn.com.tw/photo/2020/04/06/2/7695330.jpg

「今年不是五倍嗎?」經濟部砸百億元推出「酷碰券」,
要提供25%折扣給支持行動支付的消費者,
每種支付工具每月可回饋上限1,000元、實施三個月。
假設消費者在這三個月「用好用滿」五種支付工具,等於政府最高給你3,000元的五倍,
亦即1.5萬元的折扣優惠。
https://uc.udn.com.tw/photo/2020/04/06/2/7695335.jpg

你消費我折扣 搭配四大支付
經濟部去年為促進國內消費、提高行動支付普及率,在搭配國旅方案推出夜市抵用券後,
砸下4.4億元與行動支付平台業者合作,
在全國各大指定商圈提供「你消費・我折扣」的優惠,盼刺激內需,
也藉機輔導更多商圈的商家,加入行動支付行列。
據了解,經濟部本次規劃的「酷碰券」,
作法比照去年政策的「你先消費,政府再提供折扣」精神,
這次編列111億元預算中,有高達100億元,是用來直接回饋給消費者,
官方評估能帶動10倍的效益,亦即1,000億元的消費力道。
經濟部目前尚未完成「酷碰券」行動支付平台業者遴選,
但根據內部初步規劃的參與門檻,是有百萬會員等級者,
目前市面上達標的四家業者,
為「台灣Pay」、「街口支付」、「LINE Pay一卡通」、「Pi 拍錢包」四大業者,
同時也是去年方案合作的對象。
行動支付搭敬老卡 優惠極大化
經濟部規劃,本次「酷碰券」方案,將以具實名認證的行動支付工具為主要方式,
為方便長者,也將搭配敬老卡實施,消費者用行動支付消費後,
可獲得政府補貼的25%折扣、亦即75折優惠,每月優惠上限1,000元,
方案預計先實施三個月。
經濟部規劃,考量行動支付幾乎都需民眾親自前往商家消費,
因此時程規劃在疫情趨緩後上路,實施通路,
則將排除疫期間因疫情受益、營業額「逆勢成長」的超市、電商、外送平台等業者。
據透露,經濟部目前規劃,行動支付平台以及包含65歲以上民眾可持有的敬老卡在內,
「每種支付工具」每月都可享最高1,000元優惠。
假設未來四大行動支付平台均參與方案,加上敬老卡,
政府將給予消費者每月最高3,000元的五倍,亦即1.5萬元的折扣。
業者加碼優惠 消費者賺更多
此外,不只政府提供的折扣優惠,中小企業處也計畫要求參與方案的行動支付業者,
搭配提供至少5%以上優惠,若支付業者有意搶攻市占,也可自己提供更高的優惠,
業者優惠加上政府提供的25%折扣優惠,等於消費者用酷碰券買東西,
只要付原價的七折甚至更低。
按照經濟部目前規劃的方案來試算,假設未來參與的有四大行動支付平台業者,
有名消費者老鄭四種都使用,且因年滿65歲持有敬老卡,等於共有「4+1」種支付工具,
老鄭可有「五倍」於僅使用其中一種支付工具者的折扣優惠。
至於如何「拿好拿滿」政府提供的「酷碰券」折扣優惠?
在實施的第一個月中,老鄭每種支付工具都須消費滿4,000元,
才能獲得當月最高1,000元的回饋,
老鄭在這三個月內用五種支付工具、每種工具每月都消費達4,000元,總消費額達6萬元,
政府就提供老鄭最高1.5萬元的折扣優惠。
花6萬元 最高享1.5萬元折扣
聽起來很複雜嗎?以簡單的算式來看,
老鄭消費總額為5(支付工具)X3(個月)X4,000(元)=60,000元,
酷碰券方案政府提供25%、額度最高每月1,000,
就是60,000(元)X0.25(75折優惠)=1.5萬元(折扣優惠)。
對於「酷碰券」將提供等同75折的高額度優惠,且每種支付工具都可適用,
政府「銀彈」是否足夠?
官員直言,本措施就是希望在疫情趨緩後,能多鼓勵民眾出來消費,以振興國內經濟,
因此要鼓勵民眾「盡量花」,政府也會盡量優惠。
官員評估,這次推出酷碰券,
首先可刺激內需,預計將帶動優惠金額10倍、高達1,000億元的消費動能,
且以行動支付的方式消費,
不但趁勢提升國內行動支付普及率、要達成2025年行動支付普及率90%的目標,
也能在疫情趨緩後,減少民眾消費時接觸實體貨幣,可謂「一舉三得」。
心得/評論:
就這個新聞來看經濟部的「酷碰券」計畫想刺激消費不容易很難成為股市的利多。
--
佛沒說小乘、大乘。上座部佛教馬哈希尊者帝釋所問經講記77頁拆穿假佛法大乘的騙局。
上座部佛教明昆《南傳菩薩道》是真釋迦牟尼佛的菩薩成佛之道 大乘是假菩薩成佛之道
妙法蓮華經、華嚴經、心經、金剛經、梵網經(菩薩戒)、圓覺經、楞嚴經是大乘假佛經。
阿彌陀佛 藥師佛 大日如來是大乘假佛 觀世音 維摩詰 龍樹 地藏王是大乘假菩薩
https://www.ptt.cc/bbs/soul/M.1584460614.A.E88.html
上座部佛教目犍連子帝須和那先破偽經大乘十方諸佛
--
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