這個月新光OU帳戶利息問題 - 銀行
By Tristan Cohan
at 2022-01-10T14:14
at 2022-01-10T14:14
Table of Contents
收到42+263=305的，其實利息少了1元，就看要不要去爭取。
原本沒算錯的話是200000*31*1.8%/365=305.75，四捨五入為306
但因為一開始計算錯誤只算0.25%
200000*31*0.25%/365=42.47，四捨五入為42
後來補上1.55%
200000*31*1.55%/365=263.29，四捨五入為263
相加變成305，比沒算錯的利息少1元。
有些人第一次算錯時利息是43，是因為有些天數大於20萬（例如12月利息沒有立刻轉出）
，只要整個月的日終餘額總和多個5000，第一次算錯時的利息就會大於等於42.50，四捨
五入變43，再加上後來的263等於306，所以就不會少這1元。
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原本沒算錯的話是200000*31*1.8%/365=305.75，四捨五入為306
但因為一開始計算錯誤只算0.25%
200000*31*0.25%/365=42.47，四捨五入為42
後來補上1.55%
200000*31*1.55%/365=263.29，四捨五入為263
相加變成305，比沒算錯的利息少1元。
有些人第一次算錯時利息是43，是因為有些天數大於20萬（例如12月利息沒有立刻轉出）
，只要整個月的日終餘額總和多個5000，第一次算錯時的利息就會大於等於42.50，四捨
五入變43，再加上後來的263等於306，所以就不會少這1元。
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推 goamozoe: 收到了，42+263=305 01/10 12:40
推 kkkk1234: 收到42+263 01/10 12:51
推 steven60116: 收到了~~~~~42+263 有效率推~ 01/10 13:16
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