"近"保本型商品請益 (希望追求3~6%) - 理財

By Ethan
at 2022-08-30T21:17
at 2022-08-30T21:17
Table of Contents
有一筆貸款來幾百萬的現金,年利率是2%,打算放10年
追求目標:
1. 盡量追求不虧錢,保本
2. 希望追求利率3%~6%
想在這種情形下
小弟想到的是
1. 2412 中華電信
2. 美金定存 (但要考慮匯損)
3. 債券 (?) (例如AT&T公司債券5.25%)
(還沒確認標的,但債券要隨時賣掉應該不容易?)
另外海外債券應哀也有匯率的風險 (?)
以上的商品 如果能隨時解約不扣錢最好
請問版上專家是否有什麼建議商品 或任何指教?
非常謝謝
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理財
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