辦太多卡真的會影響信用嗎 - 信用卡

By Edward Lewis
at 2014-08-26T23:48
at 2014-08-26T23:48
Table of Contents
大家都知道 如果你是「小白」
因為以前都沒有信用紀錄 所以在辦第一張卡的時候比較不容易
但最近在跟某個長輩分享LINE卡面很可愛的時候
他突然很正經的跟我說
"你們年輕人不要因為卡片可愛就亂辦卡,就算不用年費之類的
但對以後真的要信貸之類的還是會有影響"
這句話嚇到了我
所以我很想知道 從無拖繳欠款 甚至沒使用過循環利息的情況下
一個人擁有很多信用卡 真的會讓信用過度膨脹 導致將來借貸不易嗎?
--
因為以前都沒有信用紀錄 所以在辦第一張卡的時候比較不容易
但最近在跟某個長輩分享LINE卡面很可愛的時候
他突然很正經的跟我說
"你們年輕人不要因為卡片可愛就亂辦卡,就算不用年費之類的
但對以後真的要信貸之類的還是會有影響"
這句話嚇到了我
所以我很想知道 從無拖繳欠款 甚至沒使用過循環利息的情況下
一個人擁有很多信用卡 真的會讓信用過度膨脹 導致將來借貸不易嗎?
--
Tags:
信用卡
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