負債不處理的問題 - 理財
By Ula
at 2020-11-21T23:17
at 2020-11-21T23:17
Table of Contents
大家好
有些問題已經困擾我很久了
想問問大家,徵求大家的意見
不知道有沒有錯版,若有違反版規我會刪文
謝謝!
家母因為生意失敗的關係
用現金卡向凱基借了50萬、台新12萬
今年2/1前都有正常還款(凱基46、台新9)
但2/1後就把店收起來,去做清潔工(實領22K)
在4月時,她找到了另一份兼職(8-13K不等)
在這段期間家母向凱基申請展延,但沒有向台新展延也沒有還款,而是將錢還給廠商以及兩位手足
媽媽表示她的兩個同事都欠銀行錢,同事說可以先躲銀行,等存夠錢了再等銀行來討債或是主動聯絡銀行,看銀行同不同意以較少的金額結清債務
我不知道這件事情是真的還是假的,我找不到相關的資訊,我不希望她用這種冒險的方式躲債,想請問大家這個方法是可行的嗎?
目前家母的計畫大概是月存20K,兩年後再談還款,但我比較希望她讓我去信貸(爬文得知的方式),讓她可以繳比較少的錢,這種方式好嗎?或是大神們還有其他更好的辦法嗎?
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理財
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