請問額度與分期計算方式 - 信用卡
By Frederic
at 2014-06-22T18:00
at 2014-06-22T18:00
Table of Contents
因為最近想在網購刷一筆8萬1的商品
可是小魯的數位生活卡額度只有8萬
但是該商品我會用六期下去分期 這樣等於每期13500元
請問這樣刷是會過的嗎? 亦即他是看額度80k 刷了13.5k
還是額度80k刷了81k呢? 如果是前者的話我知道每期額度都只會剩下80-13.5k
如果是後者的話就囧了.. 是否我只能申請調高額度?
因為有爬文看到臨調是不能用分期的? 假如臨調到100k好了
這樣刷81k分六期 也一樣會卡在真實額度80<81k嗎?
還是說只要分六期每期金額(13.5k)<目前這個月剩餘額度就可以了?
因為是研替所以要申請調額的話要付財力證明可能會有問題(薪水被拆兩份)
是有花期的卡有120k的額度 可是網購就是得打出網購神之卡阿!!
真的是額度到用時方恨少阿!! 該商品去年還賣80k現在就剛好調漲1k..
感謝
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信用卡
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