請問該設定分期與否 - 信用卡

By Megan
at 2019-12-28T14:25
at 2019-12-28T14:25
Table of Contents
如題,請問版上前輩
因上個月有消費需求刷超過平常消費習慣
本期帳單已出帳,例如本期帳單金額為7萬元
在本期繳費期限前未繳全額(繳4萬元)
但在下期帳單時即可全部繳畢
這種情況還需要設定帳單分期(最低三期)嗎?
在下爬文得知未繳足全額會影響聯徵,而設定帳單分期不會
所以剩餘的三萬元先設定分期,繳足後再取消分期會比較好?
謝謝~
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