請問為什麼好好退休會沒有配息型基金? - 投資
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By Franklin
at 2021-12-21T12:44
at 2021-12-21T12:44
Table of Contents
謝謝P大詳細的解釋~~
清楚了解好好退休的規劃,存退休金需要的時間和複利
我來說下我跟我朋友的部分
真的好佳在他沒想框我,所以我說他"良心建議"XDD
(但我上次已經跟他買了防疫險了,我覺他應該會期望我跟他買更多...潛在客戶來著
我們的對話是這樣來的
我: 欸,你們保險業務平常去公司那邊,公司那邊會教你們甚麼嗎?
朋友C: 恩...基本上我偶爾才去,假設說今天有個新產品,公司那邊會教你怎麼銷售這個
商品賣給客戶,但我總覺得在教話術比較多...
假設說我事後去研究這個商品,以投資型保單來說...啊我為什麼不去自己直接買那一檔
基金就好了,還要被保險扣一堆費用???那個績效直接去買那一檔基金的報酬會更好啊
但是公司只會告訴你說讓客戶看這邊,解釋一下哪幾個幾個部分等等之類的
然後開始產品信心喊話
(我內心想說遇到的一定是一位良心發現的保險業務)
但是如果從壽險的角度去看的話,買投資型保單又算划算,因為壽險的槓桿很高。你會留
給你家人一筆可以運用三到五年的錢
我: (突然插話)那我現在沒有壽險的需要的話,我直接買基金,你有推薦嗎?我以前完全
沒買過基金
恩...我就是從這裡得到好好退休的資訊的
在費用方面,好好退休比投資型保單省下很多費用
只是想讓大家見見我這神奇的業務朋友,是會講真心話的那種呢XDDDDDD
--
清楚了解好好退休的規劃,存退休金需要的時間和複利
我來說下我跟我朋友的部分
真的好佳在他沒想框我,所以我說他"良心建議"XDD
(但我上次已經跟他買了防疫險了,我覺他應該會期望我跟他買更多...潛在客戶來著
我們的對話是這樣來的
我: 欸,你們保險業務平常去公司那邊,公司那邊會教你們甚麼嗎?
朋友C: 恩...基本上我偶爾才去,假設說今天有個新產品,公司那邊會教你怎麼銷售這個
商品賣給客戶,但我總覺得在教話術比較多...
假設說我事後去研究這個商品,以投資型保單來說...啊我為什麼不去自己直接買那一檔
基金就好了,還要被保險扣一堆費用???那個績效直接去買那一檔基金的報酬會更好啊
但是公司只會告訴你說讓客戶看這邊,解釋一下哪幾個幾個部分等等之類的
然後開始產品信心喊話
(我內心想說遇到的一定是一位良心發現的保險業務)
但是如果從壽險的角度去看的話,買投資型保單又算划算,因為壽險的槓桿很高。你會留
給你家人一筆可以運用三到五年的錢
我: (突然插話)那我現在沒有壽險的需要的話,我直接買基金,你有推薦嗎?我以前完全
沒買過基金
恩...我就是從這裡得到好好退休的資訊的
在費用方面,好好退休比投資型保單省下很多費用
只是想讓大家見見我這神奇的業務朋友,是會講真心話的那種呢XDDDDDD
--
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