要解約還是減額繳清? - 保單
By Anonymous
at 2011-02-27T19:49
at 2011-02-27T19:49
Table of Contents
我在去年2月份時買了宏泰人壽終身壽險
用半年繳到今年第二年了!
後來家人知道後就叫我解約,說這份保單並不划算
我自己也覺得繳起來負擔相當沉重,就接受家人的想法
這份保單是半年繳41,602元,一年是80,972元,需繳20年期
減額繳清是32430,年度解約金是61656元
如果說我辦了減額繳清就是32430元,可再幫我自動延展至約期滿比較划算
還是直接解約拿回解約金比較划算呢?
請了解這方面的各位幫忙,謝謝大家
--
用半年繳到今年第二年了!
後來家人知道後就叫我解約,說這份保單並不划算
我自己也覺得繳起來負擔相當沉重,就接受家人的想法
這份保單是半年繳41,602元,一年是80,972元,需繳20年期
減額繳清是32430,年度解約金是61656元
如果說我辦了減額繳清就是32430元,可再幫我自動延展至約期滿比較划算
還是直接解約拿回解約金比較划算呢?
請了解這方面的各位幫忙,謝謝大家
--
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保單
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