被推薦終身壽險 - 保險
By Margaret
at 2021-04-17T20:05
at 2021-04-17T20:05
Table of Contents
老母七十多了,最近被親戚推銷保單,險種名稱福愛2小額終身壽險,五十萬額度繳六年
,年繳七萬五。說是啥沒限制。身故或完全失能給付。
第一至三年是年繳保險費總和1.025倍,我的理解是這三年如果領回,就是2.5%的利率。
第四年起壽險保障固定在五十萬,第四至第六年利率約是是3.2%?
然後第七年開始利率逐步遞減
這就是跟比現在銀行定存高些的儲蓄險,關於利率的理解對嗎?
這種壽險有啥注意之處?有無其他家類似的可比較。
--
,年繳七萬五。說是啥沒限制。身故或完全失能給付。
第一至三年是年繳保險費總和1.025倍,我的理解是這三年如果領回,就是2.5%的利率。
第四年起壽險保障固定在五十萬,第四至第六年利率約是是3.2%?
然後第七年開始利率逐步遞減
這就是跟比現在銀行定存高些的儲蓄險,關於利率的理解對嗎?
這種壽險有啥注意之處?有無其他家類似的可比較。
--
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