薪資開戶選擇-匯豐.永豐.合庫 - 銀行
By Rosalind
at 2012-09-27T22:33
at 2012-09-27T22:33
Table of Contents
爬過了文,但是有鑑於薪轉戶的優惠有差異,而且匯豐聽說變鳥了...
所以想問問大家的意見。
先列一下優惠的整理
匯豐銀行 永豐銀行 合作金庫
========================================================================
跨行提款 每月6次 每月99次 每月99次
免手續費
約定的10組
跨轉免手續費 每月50次 提現轉帳合併計算 提現轉帳合併計算
手續費優惠 2週 1週 3週
生效日(撥薪後)
台幣活存 0.32% 薪轉100萬0.3% 薪轉100萬0.3%
利率(機動) 超過部分活儲利儲計息 超過部分活儲利儲計息
其他 外幣提款卡 MMA金融信用卡
美金匯入免手續費 年費減免
---------------------
這三家的分行離我家都還蠻近的,雖然假日才有機會回台北家...不過也有駐公司時間。
因為算是應屆畢業,目前還沒有規劃理財,
只有用信用卡(附卡)的習慣,之後應該會辦一張自己的。
看起來是匯豐的跨行優惠次數很少,永豐好像有時會有服務欠佳的抱怨,合庫就很冷清。
目前只有郵局帳戶,以後應該只有信用卡,基金股票,一個月10次以內的跨行轉需求。
公司可以選兩家比例匯入,不知道版友有沒有甚麼建議,感謝。
--
所以想問問大家的意見。
先列一下優惠的整理
匯豐銀行 永豐銀行 合作金庫
========================================================================
跨行提款 每月6次 每月99次 每月99次
免手續費
約定的10組
跨轉免手續費 每月50次 提現轉帳合併計算 提現轉帳合併計算
手續費優惠 2週 1週 3週
生效日(撥薪後)
台幣活存 0.32% 薪轉100萬0.3% 薪轉100萬0.3%
利率(機動) 超過部分活儲利儲計息 超過部分活儲利儲計息
其他 外幣提款卡 MMA金融信用卡
美金匯入免手續費 年費減免
---------------------
這三家的分行離我家都還蠻近的,雖然假日才有機會回台北家...不過也有駐公司時間。
因為算是應屆畢業,目前還沒有規劃理財,
只有用信用卡(附卡)的習慣,之後應該會辦一張自己的。
看起來是匯豐的跨行優惠次數很少,永豐好像有時會有服務欠佳的抱怨,合庫就很冷清。
目前只有郵局帳戶,以後應該只有信用卡,基金股票,一個月10次以內的跨行轉需求。
公司可以選兩家比例匯入,不知道版友有沒有甚麼建議,感謝。
--
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銀行
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