華泰先得利定存 - 銀行

By Edith
at 2012-10-09T19:07
at 2012-10-09T19:07
Table of Contents
在華泰銀行門口看到廣告:先得利定存
怎麼都沒什麼人討論呢,爬文看到有人轉貼新聞,但下面也沒人討論說
是因為大家覺得方案不吸引人嗎,還是其實已經見怪不怪了(小弟孤陋寡聞請見諒)
定存15個月,利息現領
我前天看到的時候利息是1.385%
雖然算了一下其實現領沒什麼差
例如我存1000000,立刻領到十五個月的利息17312.5
那就等於我其實只存了982687.5進去,然後十五個月後解約領到1000000
1000000/982687.5=1.0176
十五個月的利息1.76%,相當於年利率1.408%,與1.385%只差0.023%
不過我想至少利率是真的有比別家高,如果只考慮定存的人可以來這家
而且也許有些人或團體的錢只能定存,不能做其他投資,那放這裡似乎是最划算的
聽行員說這個方案好像根據不同分行有不同辦法,而且利率也一直在浮動
他們好像很渴望我存錢,即使我表明我的錢沒有很多....
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▎ ◢
◤
▊
▎
▍ By Vorukurs
--
怎麼都沒什麼人討論呢,爬文看到有人轉貼新聞,但下面也沒人討論說
是因為大家覺得方案不吸引人嗎,還是其實已經見怪不怪了(小弟孤陋寡聞請見諒)
定存15個月,利息現領
我前天看到的時候利息是1.385%
雖然算了一下其實現領沒什麼差
例如我存1000000,立刻領到十五個月的利息17312.5
那就等於我其實只存了982687.5進去,然後十五個月後解約領到1000000
1000000/982687.5=1.0176
十五個月的利息1.76%,相當於年利率1.408%,與1.385%只差0.023%
不過我想至少利率是真的有比別家高,如果只考慮定存的人可以來這家
而且也許有些人或團體的錢只能定存,不能做其他投資,那放這裡似乎是最划算的
聽行員說這個方案好像根據不同分行有不同辦法,而且利率也一直在浮動
他們好像很渴望我存錢,即使我表明我的錢沒有很多....
--
▎ ◢
◤
▊
▎
▍ By Vorukurs
--
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銀行
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