花旗透明卡之主動來電升額度 - 信用卡

By Candice
at 2013-01-10T13:53
at 2013-01-10T13:53
Table of Contents
事情大概發生在上周一還二早上,接到一通沒看過的號碼,對方表示為花旗銀行專員
代碼xxxxx,因我為花旗VIP什麼什麼客戶(名稱很長),故詢問是否願意調升信用卡
額度,當下覺得是詐騙集團回絕了,專員又說了些話再次詢問並表示不用提供財力證明...
這邊先說明我花旗信用卡使用狀況: 卡別:透明卡VISA 一張
額度:三萬
使用時間:約一年
主要消費:加油,繳電話費
近三個月因花旗活動關係都刷到10K,帳務每月繳清,至今有四次遲繳,覺得遲繳那麼多
次不太可能被告知調高額度,回絕後又覺得若是真的我豈不虧大,故專員問第二次時我答
應了(OS:若要轉帳或提供完整個資,我就掛電話)。
專員先跟我確認持有卡號後末四碼,聽完語音聲明書並選擇按一、確定(這裡超大聲)
或二、不確定,再來是確認自述身分證字號前五碼,最後自己或請專員幫忙輸入要調
升的額度(我是升到75K);額度會在下期帳單顯示,今天上網查詢,可使用額度部分已調
整為75k,好險第二次有答應(呼~)。
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