花旗現金回饋PLUS卡 打槍 - 信用卡

By Necoo
at 2022-04-20T15:18
at 2022-04-20T15:18
Table of Contents
★職業類別:醫護
★年資:現職4年
★年齡:31
★申請卡片:花旗現金回饋PLUS卡
★年收入:187萬
★提供之財力證明:110年所得稅扣繳憑證
★最近三個月有無申辦卡片:無
★核卡額度:婉拒
★申辦過程:4/18網路申請,4/18婉拒
★心得:新戶禮4000禮券有吸引到我,所以想申請。打客服電話詢問婉拒原因,客服問最近有無申請房貸,我回答有房貸的銀行聯徵紀錄,客服就認為那是打槍原因,但感覺只是塘塞我,因家人用貴賓存款戶進件申請花旗現金回饋PLUS卡,雖然家人近期一口氣申請了好幾張不同銀行信用卡、銀行開戶、也辦房貸,但依然核卡。
所以...我現在是被花旗認證的有錢人了嗎?
另外借問各位版友,下次要申請應間隔多久呢?花旗說半年,但又有一說是三個月。
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