臺銀數位存款帳戶優惠 - 銀行
By Catherine
at 2020-06-08T13:09
at 2020-06-08T13:09
Table of Contents
臺銀終於推出數位存款帳戶優惠了!
官網公告:https://www2.bot.com.tw/ebcboard/newsdetail.aspx?sno=10581
優惠期間:自 109 年 6 月 1 日起至 109 年 12 月 31 日止
摘要如下:
※新臺幣數位存款帳戶優惠※
優惠利率
存款 10 萬元(含)以內,
按新臺幣定期儲蓄存款一年期一般機動利率加 0.04%計息(目前為0.88%),
存款每日餘額未達起息金額者(新臺幣五千元),不計算當日存款利息;
每年六月二十日及十二月二十日各結息一次。
跨行轉帳手續費優惠
網路銀行(含網路銀行隨身版 APP)跨行轉帳每月享 33 次免收手續費優惠
(加計原本網路銀行1次及信用卡1次,每月最高可35次跨行轉帳免手續費)
注意,該筆扣款交易執行後新臺幣活期儲蓄存款餘額須達 2 萬元(含)以上,
才可免收手續費。
(詳可參考官網例示說明)
ATM跨行提款/轉帳手續費優惠
持新臺幣數位存款晶片金融卡於 ATM 進行跨行轉帳及跨行提款,
每月享各 5 次免收手續費優惠
信用卡全新戶加送100元刷卡金
本行信用卡「全新戶」符合 109 年度信用卡新戶首刷禮回饋資格,並於活動期間內
開立新臺幣數位存款帳戶,加碼回饋 100 元刷卡金。每一 ID 歸戶限回饋一次,正
附卡分別計算。
*「全新戶」係指 108 年 1 月 1 日至核卡日前未曾持有本行之信用卡,且須於
109/1/1~109/12/31 成功核發之信用卡正、附卡者,核卡日依本行系統所載為準。
*刷卡金於符合資格後次次月於信用卡帳單列示,並直接扣抵當期消費金額。
※外匯數位存款帳戶優惠※
外匯活期存款優利方案
-優惠幣別:美元(USD)、澳幣(AUD)、南非幣(ZAR),共計三種幣別。
-優惠限額及利率:
1.美元 10,000 元(含)以下,以美元6個月期外匯定期存款牌告利率機動計息
2.澳幣 5,000 元(含)以下,以澳幣6個月期外匯定期存款牌告利率機動計息
3.南非幣 50,000 元(含)以下,以南非幣3個月期外匯定期存款牌告利率機動計息
計息方式:按每日最終餘額分段計息,每年六月及十二月各結息乙次。各幣別
在優惠限額內,即以優惠利率計息;超過優惠限額部分,依照本行各幣別外匯
活期存款牌告利率機動計息。
現在開戶也許還可搭配「臺銀數位帳戶來『罩』您!」拿52回饋
https://www2.bot.com.tw/ebcboard/newsdetail.aspx?sno=10517
--
官網公告:https://www2.bot.com.tw/ebcboard/newsdetail.aspx?sno=10581
優惠期間:自 109 年 6 月 1 日起至 109 年 12 月 31 日止
摘要如下:
※新臺幣數位存款帳戶優惠※
優惠利率
存款 10 萬元(含)以內,
按新臺幣定期儲蓄存款一年期一般機動利率加 0.04%計息(目前為0.88%),
存款每日餘額未達起息金額者(新臺幣五千元),不計算當日存款利息;
每年六月二十日及十二月二十日各結息一次。
跨行轉帳手續費優惠
網路銀行(含網路銀行隨身版 APP)跨行轉帳每月享 33 次免收手續費優惠
(加計原本網路銀行1次及信用卡1次,每月最高可35次跨行轉帳免手續費)
注意,該筆扣款交易執行後新臺幣活期儲蓄存款餘額須達 2 萬元(含)以上,
才可免收手續費。
(詳可參考官網例示說明)
ATM跨行提款/轉帳手續費優惠
持新臺幣數位存款晶片金融卡於 ATM 進行跨行轉帳及跨行提款,
每月享各 5 次免收手續費優惠
信用卡全新戶加送100元刷卡金
本行信用卡「全新戶」符合 109 年度信用卡新戶首刷禮回饋資格,並於活動期間內
開立新臺幣數位存款帳戶,加碼回饋 100 元刷卡金。每一 ID 歸戶限回饋一次,正
附卡分別計算。
*「全新戶」係指 108 年 1 月 1 日至核卡日前未曾持有本行之信用卡,且須於
109/1/1~109/12/31 成功核發之信用卡正、附卡者,核卡日依本行系統所載為準。
*刷卡金於符合資格後次次月於信用卡帳單列示,並直接扣抵當期消費金額。
※外匯數位存款帳戶優惠※
外匯活期存款優利方案
-優惠幣別:美元(USD)、澳幣(AUD)、南非幣(ZAR),共計三種幣別。
-優惠限額及利率:
1.美元 10,000 元(含)以下,以美元6個月期外匯定期存款牌告利率機動計息
2.澳幣 5,000 元(含)以下,以澳幣6個月期外匯定期存款牌告利率機動計息
3.南非幣 50,000 元(含)以下,以南非幣3個月期外匯定期存款牌告利率機動計息
計息方式:按每日最終餘額分段計息,每年六月及十二月各結息乙次。各幣別
在優惠限額內,即以優惠利率計息;超過優惠限額部分,依照本行各幣別外匯
活期存款牌告利率機動計息。
現在開戶也許還可搭配「臺銀數位帳戶來『罩』您!」拿52回饋
https://www2.bot.com.tw/ebcboard/newsdetail.aspx?sno=10517
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