自動扣款遇假日，會有違約、循環息 - 信用卡
By Edith
at 2017-06-10T19:19
at 2017-06-10T19:19
Table of Contents
剛剛查了一下電子帳單，
居然有違約金及循環利息，
怪了，不是自動扣款嗎？怎麼會有循環利息？
打電話問了客服（幾乎有所080都停用，只剩下官網裡的申訴專線能用）
她幫我查了一下，居然發現我的扣款日是 5/27（端午四天連假的第一天）
因為當天放假，所以，沒扣到款，就違約了
沒有簡訊通知餘額不足或扣款失敗。
雖然她當下就幫我解除了，但不知道是否會影響到我的聯徵？
客服說跟聯徵沒關係。但不知銀行端如何處理
畢竟 6/2 扣款成功，但 6/9日出現違約金及循環利息。
還好這次有看電子帳單，不然就這麼被...信用不良了
http://imgur.com/a/AxKI5
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