美卡的信用報告FICO Score問題請教 - 信用卡
By Kyle
at 2018-11-15T19:55
at 2018-11-15T19:55
Table of Contents
各位好,想請問個美國信用卡的問題不知道可不可以在這裡詢問。
小弟在今年4月多的時候用美國運通轉卡的方式辦到了第一張美國發行的AE SPG信用卡,
(我住台灣,沒去過美國,沒有SSN,合先敘明。)
我在5/11收到卡片並當天就上網刷了第一筆消費,之後都正常使用正常繳款無遲延,
因為最近想要加辦AE Gold,但是上網填完申請後被秒拒,
打電話去美國AE客服詢問的結果他說查不到我的信用報告,他請我有FICO Score之後再重新申請,
之後詢問了同事跟上網查過的結果,好像是說有第一筆信用紀錄以後,
6個月後就會有FICO Score可以查詢了。
可是我目前在AE的網頁和APP裡面點選查詢FICO Score還是都沒有資料,
所以想來請問有經驗的大大,在沒有SSN的情況下,
通常拿到第一張美國信用卡刷了第一筆消費後,
要多久才會有FICO Score呢?先謝謝不吝回答的各位了。
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