終身還是不終身 - 保險
By Daniel
at 2022-11-09T01:00
at 2022-11-09T01:00
Table of Contents
最近在看重大傷病險
兩個不同家業務分別用不同的方案
一個用終身的主約,繳20年,然後很貴...
另一個用10萬壽險搭附約,每年繳費,看似價錢便宜
然後我把保費年齡表叫開,30年之後,自然保費隨年齡上漲,也是變得很貴.....
雖然可以保到80歲,但在那之前可能會因為保費變得太貴就自己解約了
這個問題想了好久還是沒個答案
--
兩個不同家業務分別用不同的方案
一個用終身的主約,繳20年,然後很貴...
另一個用10萬壽險搭附約,每年繳費,看似價錢便宜
然後我把保費年齡表叫開,30年之後,自然保費隨年齡上漲,也是變得很貴.....
雖然可以保到80歲,但在那之前可能會因為保費變得太貴就自己解約了
這個問題想了好久還是沒個答案
--
Tags:
保險
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