第一銀行iLeo1.2%延長至12/31 - 銀行

By Adele
at 2021-06-08T12:13
at 2021-06-08T12:13
Table of Contents
跟大家一樣從richart開始用
轉到現在手邊主要的錢在一銀跟大戶
之前iLeo是72W內的活存有1.2%
但剛發現他們利率已經公告延長到2021/12/31 了
(要使用夢想帳戶,利率跟額度算有誠意)
https://www.firstbank.com.tw/sites/fcb/touch/zh_TW/1565690552921
大戶的話是50W內有1.1%
利率公告到2021/6/30 (要大戶等級才有,不知道會不會延長~)
iLeo是12萬+60萬=72萬1.2%利率
12萬是一般帳戶的,60萬是夢想帳戶的
之前跟朋友分享 才發現好像很多人一直搞混
夢想帳戶不是另一個帳戶
而是iLeo的一個功能而已
反正就是夢想帳戶設定存錢目標及每天存錢金額後
系統就會自動幫你每天圈存
然後60萬內都有1.2%
其實覺得這點很不錯
有點強迫儲蓄又可懶人無腦存錢XD
而且因為是活存,部分提領利息也不打折
反正就是圈存多少就多少計息
(之前在LineBank上也有看到類似的
但他算是零存整付限制比較多)
iLeo比較彈性簡單,而且利率還延長到年底!!!
大戶的話就是簡單50萬內有1.1%
但要先是大戶等級才有這個利率
大戶等級要有永豐產品(貸款保險之類的)
或是存款平均10萬以上
所以如果以存款族來說
就是你要先有10萬才有這利率XD
大戶等級後就滿簡單的
總之這個帳戶50萬內用1.1%計息
一樣活存可以隨時提領,也滿彈性的
希望1.1%趕快公布延長阿
簡單比較後分享給大家囉
我自己的計畫是先用iLeo
利率跟額度都比較高,且App是真的蠻好用的
滿了再放大戶,如果我有錢可以存滿的話….
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