窮人的銀行家 - 另類銀行體系與經濟想法 - 經濟

By Elizabeth
at 2007-06-10T20:11
at 2007-06-10T20:11
Table of Contents
推薦各位學經濟的看由聯經出版社出版的 - 窮人的銀行家
作者是2006年的諾貝爾和平獎的得主 - 尤努斯
尤努斯所創建的鄉村銀行主要承辦微型貸款, 主要的放貸對象是窮人,
其中98%是婦女. 他的故事被說了無數次:他試著拿出27美元,借給了
42個女性農民,讓她們購買做小生意的原料,等這些錢還回來的時候,
她們已經擺脫了始終貧困的迴圈。
至今,孟加拉鄉村銀行滿足了全國一半的小額貸款需求。除1983、1991
、1992年三個. 年份外,每年都贏利,1995年停止接受捐款後,已經完
全成為一個自負盈虧的獨立金融機構,2003年,銀行利潤為550萬美元。
它的另一項紀錄也讓人驚奇——還款率達到98%以上,高於世界上任何一
家運作良好的商業銀行。尤努斯認為,窮人完全可以信賴。
整本書的內容可以分為數個部分: 包括他自己的成長經驗, 他如何創辦微
型貸款, 然後將這一項想法在孟加拉推廣. 接下來如何在全世界各地複製
鄉村銀行的發展經驗. 出乎意料之外的, 微型貸款也在我們認知的已發展
國家中加以複製, 包括挪威、英國、法國與美國. 最後一部份則用來闡述
微型貸款和現行資本主義的一些想法上的不同.
從這本書裡面可以看到現行銀行放貸體系的運作缺陷, 以及如何透過資本
主義與現代銀行體系來盡可能的大量解決貧窮問題.
--
Tags:
經濟
All Comments

By Zora
at 2007-06-12T18:10
at 2007-06-12T18:10

By Suhail Hany
at 2007-06-12T21:06
at 2007-06-12T21:06

By Quintina
at 2007-06-14T02:44
at 2007-06-14T02:44

By Wallis
at 2007-06-16T15:16
at 2007-06-16T15:16

By Donna
at 2007-06-20T15:15
at 2007-06-20T15:15

By Wallis
at 2007-06-22T03:24
at 2007-06-22T03:24

By Freda
at 2007-06-22T09:53
at 2007-06-22T09:53

By Adele
at 2007-06-26T21:20
at 2007-06-26T21:20

By Robert
at 2007-06-27T06:48
at 2007-06-27T06:48

By Jack
at 2007-06-29T21:03
at 2007-06-29T21:03

By Tom
at 2007-07-04T21:02
at 2007-07-04T21:02

By Andy
at 2007-07-06T16:31
at 2007-07-06T16:31

By Mason
at 2007-07-09T15:29
at 2007-07-09T15:29

By Charlie
at 2007-07-10T12:34
at 2007-07-10T12:34

By Frederica
at 2007-07-11T02:28
at 2007-07-11T02:28

By Dinah
at 2007-07-11T11:41
at 2007-07-11T11:41

By Dorothy
at 2007-07-13T06:13
at 2007-07-13T06:13

By Suhail Hany
at 2007-07-16T12:44
at 2007-07-16T12:44

By Susan
at 2007-07-19T18:45
at 2007-07-19T18:45

By Jake
at 2007-07-20T09:41
at 2007-07-20T09:41

By Yedda
at 2007-07-24T21:01
at 2007-07-24T21:01

By Mary
at 2007-07-25T16:07
at 2007-07-25T16:07

By Kama
at 2007-07-25T19:35
at 2007-07-25T19:35

By Daniel
at 2007-07-27T07:12
at 2007-07-27T07:12

By Barb Cronin
at 2007-07-29T07:07
at 2007-07-29T07:07

By Poppy
at 2007-08-01T16:40
at 2007-08-01T16:40

By Michael
at 2007-08-03T10:53
at 2007-08-03T10:53

By Faithe
at 2007-08-07T16:54
at 2007-08-07T16:54

By Sierra Rose
at 2007-08-11T19:23
at 2007-08-11T19:23

By Leila
at 2007-08-11T23:34
at 2007-08-11T23:34

By Emma
at 2007-08-16T13:53
at 2007-08-16T13:53
Related Posts
經濟名詞

By Olivia
at 2007-06-10T16:04
at 2007-06-10T16:04
想問一題有關顯示性偏好的題目

By Todd Johnson
at 2007-06-10T14:36
at 2007-06-10T14:36
生命理論??

By Adele
at 2007-06-09T23:03
at 2007-06-09T23:03
台灣雙低率問題

By Dinah
at 2007-06-09T21:44
at 2007-06-09T21:44
大家比較推薦的經濟學教科書

By Christine
at 2007-06-09T21:39
at 2007-06-09T21:39