盜刷最後的成本是誰負擔? - 信用卡
By Joseph
at 2021-01-13T23:39
at 2021-01-13T23:39
Table of Contents
看新聞
一年信用卡被盜刷的金額高達十幾億
雖然有照標準程序作
持卡人其實不太需要擔心
但我突然想到
盜刷得手的金額這塊成本是誰要負擔呢?
有些可能還有時間止付 相信銀行會盡力去中止
如果是ㄧ些善意第三人也不知道的盜刷
總不可能銀行不賠 全部叫商家承擔吧?
但這樣銀行負擔的盜刷成本不就很高 還是有其他機制呢?
網路上查不太到這塊資料 但滿好奇的...
--
一年信用卡被盜刷的金額高達十幾億
雖然有照標準程序作
持卡人其實不太需要擔心
但我突然想到
盜刷得手的金額這塊成本是誰要負擔呢?
有些可能還有時間止付 相信銀行會盡力去中止
如果是ㄧ些善意第三人也不知道的盜刷
總不可能銀行不賠 全部叫商家承擔吧?
但這樣銀行負擔的盜刷成本不就很高 還是有其他機制呢?
網路上查不太到這塊資料 但滿好奇的...
--
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信用卡
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