當存股變成顯學??到處都教人存股?? - 股票
By Hedwig
at 2018-05-07T02:21
at 2018-05-07T02:21
Table of Contents
重新回測了一次存股0050跟存金融股的結果
資料來源:TEJ的每日股價(經過除權息調整),所以不用問我有沒有算配息,兩者都有
0050就是0050,金融股我用金融指數來代表整個金融股族群
資料從2003/6/30開始到現在,不要問我為什麼不測更久以前,0050的資料就只有從2003開始
然後2003到現在也15年了,中間還經歷金融海嘯,所以我認為是有參考價值
分成兩種方法回測
1. 每個月投入10000塊,一直存,從2003到現在的話總共會投入123萬元
2. 一開始就歐印123萬元
結果如下圖:
http://i.imgur.com/EQzCnyg.jpg
http://i.imgur.com/haAad0R.jpg
存股策略最後0050會得到234萬元左右,存金融股只有164萬元
歐印的話差距更大,歐印0050最後是425萬元,歐印金融股是214萬元,但是歐印的做法不太值得參考,因為這很吃進場時間,而且可以看到歐印的淨值波動太大,對於沒有選股跟選進場點能力的慘戶,我不鼓勵歐印
最後附上各種策略的風險報酬參數
http://i.imgur.com/d7TaLS5.jpg
最好笑的是,慘戶整天說金融股好穩定好棒棒,結果看到了嗎?不管是存股還是歐印,金融股的波動率都比0050高,你可以把波動率當成風險
然後存0050的年化報酬率是金融股的兩倍還多
所以說我才不懂存金融股是哪來的垃圾觀念,你問一個正常人,有兩個投資機會,一個風險低報酬高,一個風險高報酬低,他會選哪一個?
怎麼這麼簡單的問題套到股市就一堆人答錯?
--
資料來源:TEJ的每日股價(經過除權息調整),所以不用問我有沒有算配息,兩者都有
0050就是0050,金融股我用金融指數來代表整個金融股族群
資料從2003/6/30開始到現在,不要問我為什麼不測更久以前,0050的資料就只有從2003開始
然後2003到現在也15年了,中間還經歷金融海嘯,所以我認為是有參考價值
分成兩種方法回測
1. 每個月投入10000塊,一直存,從2003到現在的話總共會投入123萬元
2. 一開始就歐印123萬元
結果如下圖:
http://i.imgur.com/EQzCnyg.jpg
http://i.imgur.com/haAad0R.jpg
存股策略最後0050會得到234萬元左右,存金融股只有164萬元
歐印的話差距更大,歐印0050最後是425萬元,歐印金融股是214萬元,但是歐印的做法不太值得參考,因為這很吃進場時間,而且可以看到歐印的淨值波動太大,對於沒有選股跟選進場點能力的慘戶,我不鼓勵歐印
最後附上各種策略的風險報酬參數
http://i.imgur.com/d7TaLS5.jpg
最好笑的是,慘戶整天說金融股好穩定好棒棒,結果看到了嗎?不管是存股還是歐印,金融股的波動率都比0050高,你可以把波動率當成風險
然後存0050的年化報酬率是金融股的兩倍還多
所以說我才不懂存金融股是哪來的垃圾觀念,你問一個正常人,有兩個投資機會,一個風險低報酬高,一個風險高報酬低,他會選哪一個?
怎麼這麼簡單的問題套到股市就一堆人答錯?
--
Tags:
股票
All Comments
By Liam
at 2018-05-09T00:14
at 2018-05-09T00:14
By Lauren
at 2018-05-10T07:40
at 2018-05-10T07:40
By Quintina
at 2018-05-12T11:44
at 2018-05-12T11:44
By Ula
at 2018-05-13T17:04
at 2018-05-13T17:04
By Skylar DavisLinda
at 2018-05-14T02:22
at 2018-05-14T02:22
By Freda
at 2018-05-16T21:13
at 2018-05-16T21:13
By Joe
at 2018-05-17T14:01
at 2018-05-17T14:01
By Kristin
at 2018-05-17T21:17
at 2018-05-17T21:17
By Caroline
at 2018-05-18T23:20
at 2018-05-18T23:20
By Susan
at 2018-05-21T11:42
at 2018-05-21T11:42
By Andrew
at 2018-05-25T15:57
at 2018-05-25T15:57
By Daniel
at 2018-05-27T04:58
at 2018-05-27T04:58
By Faithe
at 2018-05-30T22:31
at 2018-05-30T22:31
By Doris
at 2018-06-02T05:04
at 2018-06-02T05:04
By Margaret
at 2018-06-04T23:49
at 2018-06-04T23:49
By Aaliyah
at 2018-06-06T19:59
at 2018-06-06T19:59
By Tristan Cohan
at 2018-06-07T08:08
at 2018-06-07T08:08
By Jake
at 2018-06-07T18:29
at 2018-06-07T18:29
By Edward Lewis
at 2018-06-07T20:23
at 2018-06-07T20:23
By William
at 2018-06-07T21:56
at 2018-06-07T21:56
By Hardy
at 2018-06-10T10:33
at 2018-06-10T10:33
By Regina
at 2018-06-14T12:43
at 2018-06-14T12:43
By Ula
at 2018-06-15T04:22
at 2018-06-15T04:22
By Edwina
at 2018-06-18T08:37
at 2018-06-18T08:37
By Tristan Cohan
at 2018-06-22T14:33
at 2018-06-22T14:33
By Bennie
at 2018-06-26T23:21
at 2018-06-26T23:21
By Emily
at 2018-06-27T17:50
at 2018-06-27T17:50
By Kama
at 2018-07-01T16:29
at 2018-07-01T16:29
By Linda
at 2018-07-03T02:17
at 2018-07-03T02:17
By Joe
at 2018-07-07T22:30
at 2018-07-07T22:30
By Daph Bay
at 2018-07-10T21:48
at 2018-07-10T21:48
By Charlie
at 2018-07-11T21:58
at 2018-07-11T21:58
By Regina
at 2018-07-12T23:23
at 2018-07-12T23:23
By Kristin
at 2018-07-17T18:35
at 2018-07-17T18:35
By Thomas
at 2018-07-22T06:55
at 2018-07-22T06:55
By Heather
at 2018-07-22T16:00
at 2018-07-22T16:00
By Barb Cronin
at 2018-07-27T08:08
at 2018-07-27T08:08
By Skylar DavisLinda
at 2018-07-30T20:41
at 2018-07-30T20:41
By Skylar DavisLinda
at 2018-07-31T10:37
at 2018-07-31T10:37
By Odelette
at 2018-08-05T07:50
at 2018-08-05T07:50
By Joe
at 2018-08-10T00:50
at 2018-08-10T00:50
By Todd Johnson
at 2018-08-10T22:11
at 2018-08-10T22:11
By Christine
at 2018-08-12T22:36
at 2018-08-12T22:36
By Heather
at 2018-08-15T15:10
at 2018-08-15T15:10
By Hedy
at 2018-08-16T03:28
at 2018-08-16T03:28
By Lauren
at 2018-08-21T02:12
at 2018-08-21T02:12
By Madame
at 2018-08-25T17:35
at 2018-08-25T17:35
By Doris
at 2018-08-28T13:53
at 2018-08-28T13:53
By Megan
at 2018-08-29T15:26
at 2018-08-29T15:26
By Jack
at 2018-09-03T09:00
at 2018-09-03T09:00
By Carolina Franco
at 2018-09-07T15:43
at 2018-09-07T15:43
By Franklin
at 2018-09-10T05:14
at 2018-09-10T05:14
By John
at 2018-09-11T00:59
at 2018-09-11T00:59
By Frederic
at 2018-09-15T14:12
at 2018-09-15T14:12
By Linda
at 2018-09-17T14:04
at 2018-09-17T14:04
By Anonymous
at 2018-09-18T20:31
at 2018-09-18T20:31
By Hedy
at 2018-09-22T04:26
at 2018-09-22T04:26
By Tristan Cohan
at 2018-09-23T01:37
at 2018-09-23T01:37
By James
at 2018-09-24T15:35
at 2018-09-24T15:35
By Madame
at 2018-09-24T22:32
at 2018-09-24T22:32
By Steve
at 2018-09-28T04:02
at 2018-09-28T04:02
By Quintina
at 2018-10-02T07:32
at 2018-10-02T07:32
By John
at 2018-10-03T12:54
at 2018-10-03T12:54
By Valerie
at 2018-10-05T15:54
at 2018-10-05T15:54
By Damian
at 2018-10-06T02:00
at 2018-10-06T02:00
By Gary
at 2018-10-07T14:41
at 2018-10-07T14:41
By Callum
at 2018-10-11T22:40
at 2018-10-11T22:40
By Ophelia
at 2018-10-16T10:21
at 2018-10-16T10:21
By Zenobia
at 2018-10-16T14:16
at 2018-10-16T14:16
By Thomas
at 2018-10-18T22:59
at 2018-10-18T22:59
By Leila
at 2018-10-19T15:16
at 2018-10-19T15:16
By Kama
at 2018-10-21T11:54
at 2018-10-21T11:54
By Elvira
at 2018-10-24T16:54
at 2018-10-24T16:54
By Kristin
at 2018-10-28T02:42
at 2018-10-28T02:42
By Irma
at 2018-10-28T20:07
at 2018-10-28T20:07
By Andy
at 2018-10-29T23:18
at 2018-10-29T23:18
By Lauren
at 2018-10-30T06:18
at 2018-10-30T06:18
By Irma
at 2018-10-31T05:00
at 2018-10-31T05:00
By Michael
at 2018-11-01T15:42
at 2018-11-01T15:42
By Emma
at 2018-11-03T06:40
at 2018-11-03T06:40
By Edward Lewis
at 2018-11-07T13:32
at 2018-11-07T13:32
By Erin
at 2018-11-11T10:29
at 2018-11-11T10:29
By Caitlin
at 2018-11-11T19:52
at 2018-11-11T19:52
By Queena
at 2018-11-16T08:57
at 2018-11-16T08:57
By Mia
at 2018-11-18T07:43
at 2018-11-18T07:43
By David
at 2018-11-22T06:10
at 2018-11-22T06:10
By Jessica
at 2018-11-27T00:09
at 2018-11-27T00:09
By Blanche
at 2018-12-01T08:33
at 2018-12-01T08:33
By Zenobia
at 2018-12-04T19:25
at 2018-12-04T19:25
By Tristan Cohan
at 2018-12-08T21:36
at 2018-12-08T21:36
By Eden
at 2018-12-11T13:28
at 2018-12-11T13:28
By Skylar DavisLinda
at 2018-12-14T20:42
at 2018-12-14T20:42
By Hedwig
at 2018-12-17T01:48
at 2018-12-17T01:48
By Megan
at 2018-12-20T21:17
at 2018-12-20T21:17
By Ursula
at 2018-12-22T08:30
at 2018-12-22T08:30
By Wallis
at 2018-12-27T04:08
at 2018-12-27T04:08
By Ingrid
at 2018-12-27T14:42
at 2018-12-27T14:42
By Selena
at 2018-12-31T00:50
at 2018-12-31T00:50
By Jack
at 2019-01-03T02:20
at 2019-01-03T02:20
By Carol
at 2019-01-07T04:30
at 2019-01-07T04:30
By Harry
at 2019-01-07T06:51
at 2019-01-07T06:51
By Callum
at 2019-01-11T00:58
at 2019-01-11T00:58
By Emma
at 2019-01-11T10:10
at 2019-01-11T10:10
By John
at 2019-01-13T20:58
at 2019-01-13T20:58
By Agatha
at 2019-01-18T04:23
at 2019-01-18T04:23
By Susan
at 2019-01-21T05:51
at 2019-01-21T05:51
By Oliver
at 2019-01-24T23:29
at 2019-01-24T23:29
By Oliver
at 2019-01-25T20:28
at 2019-01-25T20:28
By Edwina
at 2019-01-29T22:04
at 2019-01-29T22:04
By Liam
at 2019-02-01T17:08
at 2019-02-01T17:08
By Victoria
at 2019-02-02T22:55
at 2019-02-02T22:55
By Skylar Davis
at 2019-02-07T02:23
at 2019-02-07T02:23
By Sandy
at 2019-02-09T22:34
at 2019-02-09T22:34
By Suhail Hany
at 2019-02-11T09:25
at 2019-02-11T09:25
By Franklin
at 2019-02-12T06:59
at 2019-02-12T06:59
By Faithe
at 2019-02-16T09:25
at 2019-02-16T09:25
By Carolina Franco
at 2019-02-16T11:46
at 2019-02-16T11:46
By Andy
at 2019-02-17T23:55
at 2019-02-17T23:55
By Belly
at 2019-02-19T04:13
at 2019-02-19T04:13
By Victoria
at 2019-02-22T15:17
at 2019-02-22T15:17
By Margaret
at 2019-02-23T20:46
at 2019-02-23T20:46
By Anonymous
at 2019-02-24T11:08
at 2019-02-24T11:08
By Ula
at 2019-02-28T03:59
at 2019-02-28T03:59
By Kama
at 2019-03-02T12:19
at 2019-03-02T12:19
By Hedwig
at 2019-03-04T20:41
at 2019-03-04T20:41
By Selena
at 2019-03-07T14:10
at 2019-03-07T14:10
By Faithe
at 2019-03-09T04:04
at 2019-03-09T04:04
By David
at 2019-03-11T00:12
at 2019-03-11T00:12
By Oscar
at 2019-03-14T02:23
at 2019-03-14T02:23
By Zanna
at 2019-03-14T20:02
at 2019-03-14T20:02
By Elma
at 2019-03-17T15:49
at 2019-03-17T15:49
By Kyle
at 2019-03-18T09:14
at 2019-03-18T09:14
By Barb Cronin
at 2019-03-22T10:39
at 2019-03-22T10:39
By Blanche
at 2019-03-27T10:18
at 2019-03-27T10:18
By Dorothy
at 2019-03-27T13:34
at 2019-03-27T13:34
By Yuri
at 2019-03-27T14:38
at 2019-03-27T14:38
By Aaliyah
at 2019-03-30T00:03
at 2019-03-30T00:03
By Heather
at 2019-04-03T16:23
at 2019-04-03T16:23
By Todd Johnson
at 2019-04-06T14:32
at 2019-04-06T14:32
By Lily
at 2019-04-11T11:22
at 2019-04-11T11:22
By Dinah
at 2019-04-14T00:15
at 2019-04-14T00:15
By Dorothy
at 2019-04-18T13:34
at 2019-04-18T13:34
By Kyle
at 2019-04-22T09:26
at 2019-04-22T09:26
By David
at 2019-04-24T06:36
at 2019-04-24T06:36
By Eartha
at 2019-04-27T05:41
at 2019-04-27T05:41
By Sierra Rose
at 2019-05-01T02:33
at 2019-05-01T02:33
By Sarah
at 2019-05-01T07:12
at 2019-05-01T07:12
By Connor
at 2019-05-04T22:09
at 2019-05-04T22:09
By Zora
at 2019-05-06T12:30
at 2019-05-06T12:30
By Poppy
at 2019-05-08T09:09
at 2019-05-08T09:09
By Suhail Hany
at 2019-05-10T23:58
at 2019-05-10T23:58
By Isabella
at 2019-05-15T01:33
at 2019-05-15T01:33
By Noah
at 2019-05-18T15:57
at 2019-05-18T15:57
By Liam
at 2019-05-21T10:47
at 2019-05-21T10:47
By Edwina
at 2019-05-26T08:30
at 2019-05-26T08:30
By Callum
at 2019-05-30T16:31
at 2019-05-30T16:31
By Yedda
at 2019-06-04T00:54
at 2019-06-04T00:54
By Adele
at 2019-06-06T04:33
at 2019-06-06T04:33
By Barb Cronin
at 2019-06-07T09:06
at 2019-06-07T09:06
By Leila
at 2019-06-07T14:55
at 2019-06-07T14:55
By Regina
at 2019-06-10T02:10
at 2019-06-10T02:10
By Genevieve
at 2019-06-13T12:30
at 2019-06-13T12:30
By Victoria
at 2019-06-14T23:59
at 2019-06-14T23:59
By Yedda
at 2019-06-18T21:55
at 2019-06-18T21:55
By Hazel
at 2019-06-23T00:36
at 2019-06-23T00:36
By Anthony
at 2019-06-27T03:39
at 2019-06-27T03:39
By Kelly
at 2019-06-30T13:42
at 2019-06-30T13:42
By Kumar
at 2019-07-04T10:37
at 2019-07-04T10:37
By Kumar
at 2019-07-05T17:56
at 2019-07-05T17:56
By Yuri
at 2019-07-07T00:08
at 2019-07-07T00:08
By Yuri
at 2019-07-08T05:00
at 2019-07-08T05:00
By Tom
at 2019-07-11T21:01
at 2019-07-11T21:01
By Brianna
at 2019-07-14T15:43
at 2019-07-14T15:43
By Michael
at 2019-07-15T16:06
at 2019-07-15T16:06
By Steve
at 2019-07-18T07:02
at 2019-07-18T07:02
By Daph Bay
at 2019-07-22T19:00
at 2019-07-22T19:00
By Queena
at 2019-07-26T04:37
at 2019-07-26T04:37
By Ida
at 2019-07-30T22:00
at 2019-07-30T22:00
By Hardy
at 2019-08-04T21:39
at 2019-08-04T21:39
By Todd Johnson
at 2019-08-09T15:00
at 2019-08-09T15:00
By Lauren
at 2019-08-12T23:15
at 2019-08-12T23:15
By Erin
at 2019-08-13T21:50
at 2019-08-13T21:50
By Zenobia
at 2019-08-16T18:48
at 2019-08-16T18:48
By Erin
at 2019-08-19T20:07
at 2019-08-19T20:07
By Enid
at 2019-08-21T08:00
at 2019-08-21T08:00
By Edward Lewis
at 2019-08-22T23:44
at 2019-08-22T23:44
By Agnes
at 2019-08-23T18:08
at 2019-08-23T18:08
By Sarah
at 2019-08-24T19:06
at 2019-08-24T19:06
By Rae
at 2019-08-25T04:07
at 2019-08-25T04:07
By Selena
at 2019-08-27T18:09
at 2019-08-27T18:09
By Andrew
at 2019-08-29T00:38
at 2019-08-29T00:38
By Charlie
at 2019-09-02T15:28
at 2019-09-02T15:28
By Zora
at 2019-09-04T18:03
at 2019-09-04T18:03
By Franklin
at 2019-09-08T19:55
at 2019-09-08T19:55
By Agatha
at 2019-09-10T10:38
at 2019-09-10T10:38
By Kelly
at 2019-09-11T06:19
at 2019-09-11T06:19
By Vanessa
at 2019-09-14T16:56
at 2019-09-14T16:56
By Oscar
at 2019-09-19T04:37
at 2019-09-19T04:37
By Odelette
at 2019-09-23T11:30
at 2019-09-23T11:30
By Linda
at 2019-09-28T10:00
at 2019-09-28T10:00
By Oliver
at 2019-10-02T12:55
at 2019-10-02T12:55
By Callum
at 2019-10-06T17:58
at 2019-10-06T17:58
By Thomas
at 2019-10-11T10:43
at 2019-10-11T10:43
By Barb Cronin
at 2019-10-11T15:36
at 2019-10-11T15:36
By Liam
at 2019-10-14T19:01
at 2019-10-14T19:01
By Ida
at 2019-10-19T02:23
at 2019-10-19T02:23
By Charlotte
at 2019-10-19T06:45
at 2019-10-19T06:45
By Suhail Hany
at 2019-10-23T07:10
at 2019-10-23T07:10
By Harry
at 2019-10-27T07:50
at 2019-10-27T07:50
By Quanna
at 2019-11-01T01:46
at 2019-11-01T01:46
By Oscar
at 2019-11-01T19:00
at 2019-11-01T19:00
By William
at 2019-11-02T02:51
at 2019-11-02T02:51
By Megan
at 2019-11-06T11:20
at 2019-11-06T11:20
By Gary
at 2019-11-10T10:41
at 2019-11-10T10:41
By Connor
at 2019-11-15T05:20
at 2019-11-15T05:20
By Elma
at 2019-11-19T09:25
at 2019-11-19T09:25
By Catherine
at 2019-11-21T04:11
at 2019-11-21T04:11
By Cara
at 2019-11-23T09:16
at 2019-11-23T09:16
By Annie
at 2019-11-28T08:59
at 2019-11-28T08:59
By Catherine
at 2019-12-01T02:03
at 2019-12-01T02:03
By Andy
at 2019-12-01T19:57
at 2019-12-01T19:57
By Andy
at 2019-12-04T19:01
at 2019-12-04T19:01
By Elvira
at 2019-12-07T23:04
at 2019-12-07T23:04
By Noah
at 2019-12-10T01:21
at 2019-12-10T01:21
By Lauren
at 2019-12-11T14:35
at 2019-12-11T14:35
By John
at 2019-12-13T12:15
at 2019-12-13T12:15
By Quanna
at 2019-12-17T00:26
at 2019-12-17T00:26
By James
at 2019-12-17T03:04
at 2019-12-17T03:04
By Hedda
at 2019-12-19T17:52
at 2019-12-19T17:52
By Frederic
at 2019-12-23T01:57
at 2019-12-23T01:57
By Lucy
at 2019-12-24T20:11
at 2019-12-24T20:11
By Sandy
at 2019-12-25T05:49
at 2019-12-25T05:49
By Kristin
at 2019-12-28T23:11
at 2019-12-28T23:11
By Jessica
at 2019-12-30T15:49
at 2019-12-30T15:49
By Heather
at 2019-12-31T18:58
at 2019-12-31T18:58
By Kyle
at 2020-01-03T11:30
at 2020-01-03T11:30
By Caitlin
at 2020-01-04T07:14
at 2020-01-04T07:14
By Rebecca
at 2020-01-07T13:38
at 2020-01-07T13:38
By Eden
at 2020-01-10T16:10
at 2020-01-10T16:10
By Gary
at 2020-01-14T02:39
at 2020-01-14T02:39
By Heather
at 2020-01-15T19:38
at 2020-01-15T19:38
By Daniel
at 2020-01-16T10:37
at 2020-01-16T10:37
By Olivia
at 2020-01-19T12:07
at 2020-01-19T12:07
By Cara
at 2020-01-23T01:47
at 2020-01-23T01:47
By Olivia
at 2020-01-24T07:12
at 2020-01-24T07:12
By Mia
at 2020-01-28T01:26
at 2020-01-28T01:26
By Donna
at 2020-01-29T05:04
at 2020-01-29T05:04
By Madame
at 2020-01-30T20:31
at 2020-01-30T20:31
By Edward Lewis
at 2020-02-02T22:13
at 2020-02-02T22:13
By Eden
at 2020-02-06T09:53
at 2020-02-06T09:53
By Kelly
at 2020-02-09T21:26
at 2020-02-09T21:26
By Agatha
at 2020-02-10T09:37
at 2020-02-10T09:37
By Carol
at 2020-02-14T18:22
at 2020-02-14T18:22
By Michael
at 2020-02-18T01:03
at 2020-02-18T01:03
By Lauren
at 2020-02-18T09:19
at 2020-02-18T09:19
By Lydia
at 2020-02-22T12:24
at 2020-02-22T12:24
By Jessica
at 2020-02-26T04:24
at 2020-02-26T04:24
Related Posts
本週股票多空表
By Elvira
at 2018-05-07T00:40
at 2018-05-07T00:40
本週程式選股結果
By Selena
at 2018-05-07T00:39
at 2018-05-07T00:39
當存股變成顯學??到處都教人存股??
By Anthony
at 2018-05-06T23:53
at 2018-05-06T23:53
當存股變成顯學??到處都教人存股??
By Jacob
at 2018-05-06T23:04
at 2018-05-06T23:04
2317鴻海未來還有機會回到100嗎
By Thomas
at 2018-05-06T23:02
at 2018-05-06T23:02