產品責任險-被保險人分離 - 保險

Seperation of Insureds

Except with respect to the Limits of Insurance, and any rights or duties
specifically assigned in this Coverage Part to the first Named Insured, this
Insurance applies:
a. As if each Named Insured were the only Named Insured; and
b. Separately to each insured against whom claim is made or "suit" is brought.


---這是外銷產品責任的保單條文，以下是我自己翻的翻譯---

被保險人分離原則

除非涉及保險範圍(Limits of Insurance)，或於保單中特別指定第一被保險人的權利和
義務，滿足下列a.b.情況，保險將適用:
a.每個被保險人皆為獨立的被保險人；和
b.被保險人針對其他被保險人提起訴訟




Q1是不是只有在滿足a 和 b的條件下，才會有被保險人分離原則的適用呢，
其他情況都是被保險人一同承擔?

Q2是不是在涉及limits of insurance的時候，
都是所有列名被保險人一同承擔呢?

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