玉山世界卡核卡 + 心得 - 信用卡
By Frederic
at 2017-06-19T16:27
at 2017-06-19T16:27
Table of Contents
[職業類別] : 科技業
[工作年資] : 9年
[年齡] : 33
[年收入] : 無
[提供之財力證明] : 105年國稅局試算表,玉山/Richart活存,證劵戶約3M
[是否貸款] : 房貸
[三個月內有無辦卡] : 5月 Line pay卡
[核卡額度] : 500K
[已持有信用卡] :
中信 南紡聯名/line pay 卡 450K
花旗 透明卡 200K
國泰 Costco聯名卡 210K
台新 新光三越聯名卡/黑狗 580K
[申請過程]:
6/15 玉山開台外幣帳戶+要求申辦玉山世界卡
(但專員有說至少要2M收入&2M財力證明才會過,建議買個儲蓄險),
開戶後存入1M, 晚上線上e指申辦
6/16 要求補財力,所以提供了玉山/Richart 1600K活存+證卷戶約3M
6/19 玉山卡部正妹(聲音好聽)通知已核卡通過
[心得]:
我的年刷卡額大約就200K左右,年收也沒有2M,他行存款也沒2M
其實本來以為人生第一張頂卡應該會是Line pay鼎極
(但是含為出帳才有20萬,且還沒收到邀請)
最近板上龍蝦之亂看的心癢癢的,外加想開個外幣帳戶
於是就去開戶外加想說臨櫃申辦玉山世界卡
但是申辦當天專員就有在強調要有2M的收入/玉山活定存等
建議買個外幣儲蓄險可以增加機會
所以才在開戶就立馬轉了1M進去,但是後來想想板上都有大大600K就過了
為什麼一定要2M在玉山!? 所以就興起直接e指申辦
後來就如過程寫的,順順的就核卡了,變成了第一張頂卡
所以其實我覺得年刷卡額600K,財力-年收/證劵基金債劵/活定存 2M,
應該是擇一條件通過即可.
但還是感謝卡板豐富的資訊交流也才能搭上順風車阿
以後新光假日看電影就靠他了!!!!
--
Tags:
信用卡
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