玉山UBear卡被盜刷 - 信用卡

By Hardy
at 2023-04-27T12:00
at 2023-04-27T12:00
Table of Contents
今天凌晨0點多突然收到APP Wallet通知刷卡台幣一萬二千多,
交易幣別是加拿大幣CAD546,沒有收到簡訊OTP,
從昨天半夜到今天上午電話客服都滿線中,文字客服則有四十幾人在線等,
後來是用文字客服處理此爭議款,大概等了半小時
詢問文字客服,我的國外刷卡權限已關閉超過二年怎麼還會被海外盜刷,
客服說因為該商店Sandman Richmond(似乎是加拿大飯店)未被標示為國外店家,
故交易通過,目前客服就以遭冒用身分消費處理,先停卡並換發新卡~
看來就算關閉國外交易功能也還是有可能被盜刷國外商店 :(
-----
4/28更新
今日玉山Wallet出現被盜刷那筆的國外交易服務費186元,
進線文字客服確認有列入爭議款,並再度詢問卡片權限已關卻仍被海外盜刷,
客服回覆關權限仍可能有遭側錄卡片或遭隨機抽樣卡號等被盜刷風險,
該筆國外消費走人工授權,因此可能無法及時阻擋,
如果是即時交易(網路),交易基本上就會失敗。
可能我比較衰吧:((
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信用卡
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