為什麼今年優惠縮水成這樣? - 信用卡

By Yedda
at 2022-01-05T12:59
at 2022-01-05T12:59
Table of Contents
: 其實一直很納悶銀行明明是大賺,為什麼今年信用卡優惠縮水成這樣?
: 難道和預期通膨的心理因素導致銀行也不敢這麼大方了嗎?
: 不知道大家有沒有更深入的見解?
理性面來說
信用卡業務都是賠錢補貼
很多人以為自己刷很多貢獻度很高 銀行賺爽爽
事實上可能相反
就打打廣告知名度流通性這樣罷了
情感面來說
版友精到不行 逐水草而居 前5000優惠5%溢繳的回饋1%
有些人就是每個月就刷那5000 多的跑去別家
如果都是這種客人 是銀行大概也不想繼續下去
畢竟羊毛黨都是想整個把信用卡福利吃乾抹淨榨的一點不剩
有些免年費卡回饋降個0.5%就幹幹叫 好像銀行欠自己的一樣wtf
最近美運社團也在說有機場員工用美運無限次龍騰優惠換餐
三個月換了六十萬的餐點
現在好啦 業務福利取消了 笑死
當然一定會有人說他敢開這福利就要敢讓人用啊
就像無限次拖車 結果被拖車業者拿來狂拖一樣 lol
台灣不是一個會慣性繳循環利息風氣的地方
要銀行天天端好優惠來服務這些__客
哪有辦法
--
Tags:
信用卡
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