渣打調查:台灣投資人風險承受力低 港人 - 股票

By Caroline
at 2020-07-16T17:49
at 2020-07-16T17:49
Table of Contents
1.原文連結:
https://bit.ly/2Ws8lRf
※過長無法點擊者必須縮網址
2.原文內容:
渣打調查:台灣投資人風險承受力低 港人較熱衷投機
台股創近30年新高,其中生技類股暴漲暴跌,充分展現股市投機性質。但根據渣打集團調查
,多數台灣人屬於保守型投資者,風險承受能力較低,在面對市場波動時,也傾向取得專業
投資建議或指引等相關資訊,顯見敢在股市追高殺低的台灣投資人並不多。
渣打集團日前透過問卷調查結合行為金融學研究,分析1200位亞洲地區富裕族群的投資行為
與決策過程,並發布「投資者個性研究」報告。調查範圍涵蓋台灣、香港與新加坡三個市場
,並納入高資產、富裕族群與新興富裕族群等不同財富階段的投資者。
渣打集團表示,本次調查結合行為金融學分析,藉由9種投資行為與個性特徵,將投資者歸
類為保守型、安逸型與熱衷型3種。
從結果可看出,在地區與文化差異影響下,投資者行為與個性也有不同傾向,香港以熱衷型
投資者比例最高,佔40%;在新加坡,有47%的投資者偏向安逸型;而多數的台灣投資者則屬
於保守型,比例達44%。
渣打集團指出,保守型投資者往往對自身財務狀況感到滿意與知足,並認為金融投資成果主
要取決於能力,而非運氣;也因此,保守型投資者較少選擇容易波動的投資組合或投機行為
。在面臨市場波動的時候,保守型投資者習慣尋求清晰的投資或決策原則與指引。
相對地,安逸型投資者通常投資經驗較豐富,在動盪時期可保持相對冷靜並做出合理決定;
而熱衷型投資者在「投機」與「衝動」兩項個性特徵分數較高,即使面臨市場不確定性,這
類型投資者由於著眼於長期配置規劃,願意忍受短期波動。
然而,與歐洲地區投資者相比,亞洲投資者在「投機」的整體分數明顯較高。在歐洲,幾乎
所有投資者的「投機」分數皆偏低。此外,隨著資產階段不同,新興富裕族群、富裕族群及
高資產族群之間也存在對比,調查結果顯示,高資產族群投資者通常在「冷靜」方面分數較
高。
渣打集團指出,相較於傳統上以風險承受能力作為區分投資者類型的主要指標,透過個性特
徵能更全面理解投資者行為,以及投資者如何做出決策,尤其目前全球市場正經歷大幅度動
盪,投資者的情緒與壓力,有可能影響做出客觀決策的能力。(邱柏勝/台北報導)
3.心得/評論:
※必需填寫滿20字
台灣→保守型:不選高風險尋求清晰投資指引原則
新加坡→安逸型:投資經驗豐富冷靜做出判斷
香港→投機衝動著眼長期規劃
--
Tags:
股票
All Comments

By Elizabeth
at 2020-07-20T06:56
at 2020-07-20T06:56

By Skylar DavisLinda
at 2020-07-21T17:44
at 2020-07-21T17:44

By Ida
at 2020-07-26T07:00
at 2020-07-26T07:00

By Xanthe
at 2020-07-28T14:58
at 2020-07-28T14:58

By Sierra Rose
at 2020-08-01T14:34
at 2020-08-01T14:34

By Christine
at 2020-08-04T21:59
at 2020-08-04T21:59

By Leila
at 2020-08-09T21:57
at 2020-08-09T21:57

By Oliver
at 2020-08-10T07:35
at 2020-08-10T07:35

By Sandy
at 2020-08-10T23:40
at 2020-08-10T23:40

By Queena
at 2020-08-14T08:25
at 2020-08-14T08:25

By Andy
at 2020-08-17T04:26
at 2020-08-17T04:26

By Genevieve
at 2020-08-17T07:15
at 2020-08-17T07:15

By Genevieve
at 2020-08-21T03:20
at 2020-08-21T03:20

By Olga
at 2020-08-22T08:38
at 2020-08-22T08:38

By Daniel
at 2020-08-22T15:36
at 2020-08-22T15:36

By Dorothy
at 2020-08-27T07:29
at 2020-08-27T07:29

By Susan
at 2020-08-29T10:26
at 2020-08-29T10:26

By Cara
at 2020-08-31T13:02
at 2020-08-31T13:02

By Zanna
at 2020-09-01T01:13
at 2020-09-01T01:13

By Anthony
at 2020-09-05T06:57
at 2020-09-05T06:57

By Odelette
at 2020-09-06T13:46
at 2020-09-06T13:46

By Rebecca
at 2020-09-06T19:24
at 2020-09-06T19:24

By Zora
at 2020-09-08T16:32
at 2020-09-08T16:32

By Tristan Cohan
at 2020-09-10T03:20
at 2020-09-10T03:20

By Oscar
at 2020-09-14T15:10
at 2020-09-14T15:10

By Lauren
at 2020-09-15T09:52
at 2020-09-15T09:52

By Mason
at 2020-09-18T03:12
at 2020-09-18T03:12

By Edith
at 2020-09-20T19:07
at 2020-09-20T19:07

By Elizabeth
at 2020-09-25T07:58
at 2020-09-25T07:58

By Hardy
at 2020-09-30T07:50
at 2020-09-30T07:50

By Sarah
at 2020-10-04T22:24
at 2020-10-04T22:24

By Jacky
at 2020-10-06T23:07
at 2020-10-06T23:07

By Puput
at 2020-10-10T12:54
at 2020-10-10T12:54

By Megan
at 2020-10-15T07:50
at 2020-10-15T07:50

By Gilbert
at 2020-10-19T11:42
at 2020-10-19T11:42

By Queena
at 2020-10-22T14:59
at 2020-10-22T14:59

By Agnes
at 2020-10-27T11:57
at 2020-10-27T11:57

By Queena
at 2020-11-01T03:46
at 2020-11-01T03:46

By Hedwig
at 2020-11-03T15:47
at 2020-11-03T15:47

By Valerie
at 2020-11-05T04:48
at 2020-11-05T04:48

By Charlotte
at 2020-11-07T17:32
at 2020-11-07T17:32

By Madame
at 2020-11-08T19:26
at 2020-11-08T19:26

By Annie
at 2020-11-10T19:33
at 2020-11-10T19:33

By James
at 2020-11-13T18:08
at 2020-11-13T18:08

By Ingrid
at 2020-11-13T20:13
at 2020-11-13T20:13

By Emily
at 2020-11-18T02:13
at 2020-11-18T02:13

By Ula
at 2020-11-22T10:58
at 2020-11-22T10:58

By Rosalind
at 2020-11-23T14:30
at 2020-11-23T14:30

By Leila
at 2020-11-27T07:28
at 2020-11-27T07:28

By Ingrid
at 2020-11-29T19:18
at 2020-11-29T19:18

By David
at 2020-12-03T11:21
at 2020-12-03T11:21

By Skylar DavisLinda
at 2020-12-07T10:34
at 2020-12-07T10:34

By Edward Lewis
at 2020-12-10T08:19
at 2020-12-10T08:19

By Jack
at 2020-12-13T06:45
at 2020-12-13T06:45

By George
at 2020-12-15T07:46
at 2020-12-15T07:46

By Yuri
at 2020-12-17T05:11
at 2020-12-17T05:11

By Doris
at 2020-12-17T22:14
at 2020-12-17T22:14

By Caroline
at 2020-12-22T18:16
at 2020-12-22T18:16

By Hedda
at 2020-12-25T22:59
at 2020-12-25T22:59

By Mason
at 2020-12-27T00:54
at 2020-12-27T00:54

By Hazel
at 2020-12-29T13:25
at 2020-12-29T13:25

By Lydia
at 2020-12-31T00:19
at 2020-12-31T00:19

By Elvira
at 2020-12-31T07:58
at 2020-12-31T07:58

By Edith
at 2021-01-04T15:44
at 2021-01-04T15:44

By Jake
at 2021-01-08T14:16
at 2021-01-08T14:16

By Zora
at 2021-01-08T23:44
at 2021-01-08T23:44

By Franklin
at 2021-01-10T06:50
at 2021-01-10T06:50

By Edith
at 2021-01-12T02:44
at 2021-01-12T02:44

By Ursula
at 2021-01-16T02:37
at 2021-01-16T02:37

By Dora
at 2021-01-17T15:26
at 2021-01-17T15:26

By Jacob
at 2021-01-20T05:19
at 2021-01-20T05:19

By William
at 2021-01-23T23:29
at 2021-01-23T23:29

By Irma
at 2021-01-24T19:13
at 2021-01-24T19:13

By Bethany
at 2021-01-26T05:52
at 2021-01-26T05:52

By Irma
at 2021-01-30T14:12
at 2021-01-30T14:12

By Dora
at 2021-02-01T12:12
at 2021-02-01T12:12

By Kelly
at 2021-02-04T00:58
at 2021-02-04T00:58

By Annie
at 2021-02-06T13:33
at 2021-02-06T13:33

By Valerie
at 2021-02-07T18:44
at 2021-02-07T18:44

By Cara
at 2021-02-09T07:16
at 2021-02-09T07:16

By Mary
at 2021-02-11T00:59
at 2021-02-11T00:59

By John
at 2021-02-15T13:37
at 2021-02-15T13:37

By Brianna
at 2021-02-15T23:16
at 2021-02-15T23:16

By Annie
at 2021-02-20T21:46
at 2021-02-20T21:46

By Michael
at 2021-02-24T23:42
at 2021-02-24T23:42

By Kyle
at 2021-02-28T10:31
at 2021-02-28T10:31

By Joseph
at 2021-03-01T21:52
at 2021-03-01T21:52

By Edith
at 2021-03-04T15:08
at 2021-03-04T15:08

By Charlotte
at 2021-03-09T03:35
at 2021-03-09T03:35

By Queena
at 2021-03-11T00:00
at 2021-03-11T00:00

By Christine
at 2021-03-13T07:05
at 2021-03-13T07:05

By Lauren
at 2021-03-14T07:17
at 2021-03-14T07:17

By Lucy
at 2021-03-17T14:29
at 2021-03-17T14:29

By Necoo
at 2021-03-18T21:47
at 2021-03-18T21:47

By Jacob
at 2021-03-20T10:01
at 2021-03-20T10:01

By Ivy
at 2021-03-25T00:13
at 2021-03-25T00:13

By Freda
at 2021-03-28T23:03
at 2021-03-28T23:03
Related Posts
1102亞泥今天怎跌這麼大一根?

By Hedwig
at 2020-07-16T17:06
at 2020-07-16T17:06
被動元件下半年景氣陳泰銘估不明朗但不悲

By Cara
at 2020-07-16T17:05
at 2020-07-16T17:05
華紙非塑食安用紙全員到齊 未來挹注年營

By Doris
at 2020-07-16T16:46
at 2020-07-16T16:46
中國A股午後狂瀉!上證指數暴跌4.5%

By George
at 2020-07-16T16:24
at 2020-07-16T16:24
日揚 6208

By Andy
at 2020-07-16T16:14
at 2020-07-16T16:14