洗白之路請問要多久 - 信用卡

By Zenobia
at 2021-04-09T05:30
at 2021-04-09T05:30
Table of Contents
各位大家好 現年33
工作現在公司六年
曾經年少輕狂 不知信用的分數很重要
也自認家人生活無虞 這輩子應該不會房貸 也沒學貸
只是出社會十年完全想讓家人放心 沒有跟家人要過錢
大約四五年前百貨工作的時候幫客人湊銀行刷卡禮(經過顧客允許)代刷之後把十萬多的
金額弄不見
導致有一段時間完全還不出來
而且還是同時被停卡
那時候擁有 花錢/富邦/中信/華南/元大/國泰
一系之間 所有卡都被停了
值得去年年初疫情爆發前有出國 才發現需要辦卡
那時還發現因為搬家 也沒申請電子帳單
查了之後發現元大的尾款500多拖了3年未繳完
現在都只能刷花旗的金融卡已經兩年了
而這兩年因為工作需要 必須提前代墊差旅費
不然會影響到在台北租屋和基本開銷
(大約月收5萬至六萬+旺季獎金年收大概一百)
上禮拜線上申請花旗銀行 (想說薪轉是花旗)
發現才兩天就被婉拒
現在沒有任何欠債
但不知道哪一家銀行是最容易給我這更生人一個機會的
再麻煩板友們給我一點建議
拜託了
--
工作現在公司六年
曾經年少輕狂 不知信用的分數很重要
也自認家人生活無虞 這輩子應該不會房貸 也沒學貸
只是出社會十年完全想讓家人放心 沒有跟家人要過錢
大約四五年前百貨工作的時候幫客人湊銀行刷卡禮(經過顧客允許)代刷之後把十萬多的
金額弄不見
導致有一段時間完全還不出來
而且還是同時被停卡
那時候擁有 花錢/富邦/中信/華南/元大/國泰
一系之間 所有卡都被停了
值得去年年初疫情爆發前有出國 才發現需要辦卡
那時還發現因為搬家 也沒申請電子帳單
查了之後發現元大的尾款500多拖了3年未繳完
現在都只能刷花旗的金融卡已經兩年了
而這兩年因為工作需要 必須提前代墊差旅費
不然會影響到在台北租屋和基本開銷
(大約月收5萬至六萬+旺季獎金年收大概一百)
上禮拜線上申請花旗銀行 (想說薪轉是花旗)
發現才兩天就被婉拒
現在沒有任何欠債
但不知道哪一家銀行是最容易給我這更生人一個機會的
再麻煩板友們給我一點建議
拜託了
--
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信用卡
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