機車駕駛人傷害險或是第三責任險 - 保險

By Jacky
at 2012-09-25T21:08
at 2012-09-25T21:08
Table of Contents
家裡完全沒有保險,直到出社會後才知道保險的重要。
爸爸今年已經63歲了,且持有輕度視障手冊。
加上有腦神經衰弱有吃慢性病的藥。
查詢因年紀過大且持有輕度視障手冊很難加入保險。
目前爸爸仍有在工作,騎車上下班。
因為擔心爸爸騎車危險,故想加幫忙加保駕駛人傷害險與第三人責任險。
想說多有個保障,但擔心會因為是視障關係就算加保了發生意外時仍會拒絕理賠。
請問駕駛人傷害險或是第三人責任險是加保後,
無論任何狀態像視障或是酒駕之類的都會賠嗎?
煩請版友忙忙解惑。
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Tags:
保險
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