會為了害怕DCC儘量避免旅遊期間刷卡嗎? - 信用卡
By Kelly
at 2016-12-09T14:31
at 2016-12-09T14:31
Table of Contents
過陣子要去韓國自由行
假設不考慮每日的匯率不同(因為無法事先預估何時高點 何時低點)
理論上應該是刷卡方便(先不論店家是否都有提供刷卡服務)
因為元大鑽金2.2%足夠抵掉國外手續費1.5%
還有多0.7%的餘裕
(我有細算過 假設10000元台幣 先換美金去換幣所換韓元 vs 直接在台灣換韓元 差很少)
但是如果中DCC應該就不只這樣
因為不懂韓文
就算我看見中DCC的簽單
我覺得要跟店員講到可以順利取消交易重刷應該蠻難的(雖然mstercard好像不會扣手續費)
如果店員根本不知道DCC是什麼 就更難解釋了
變成可能只能保留簽單回來再申訴
但感覺也是一整個超級麻煩
換現金的缺點是因為很難估計花費
花剩的要換回台幣會有買入賣出的差額(出國的頻率很低 留著也沒用)
以前都會把花剩的錢存進外幣帳戶
最近才發現小額超吃虧 因為存/提基本就是100元手續費 如果金額不夠大不划算
還不如直接換回台幣
我目前是打算還是稍微估算 儘量不超過預算
真的不夠就刷卡 因為不足的金額小 DCC的範圍也很有限
好奇大家怎麼選擇
--
Tags:
信用卡
All Comments
By Margaret
at 2016-12-11T05:07
at 2016-12-11T05:07
By Suhail Hany
at 2016-12-15T10:04
at 2016-12-15T10:04
By Gary
at 2016-12-19T13:21
at 2016-12-19T13:21
By Valerie
at 2016-12-23T03:11
at 2016-12-23T03:11
By Yedda
at 2016-12-23T19:36
at 2016-12-23T19:36
By Jake
at 2016-12-25T15:40
at 2016-12-25T15:40
By Tom
at 2016-12-30T09:51
at 2016-12-30T09:51
By Liam
at 2016-12-30T14:01
at 2016-12-30T14:01
By Agatha
at 2017-01-04T11:34
at 2017-01-04T11:34
By Kama
at 2017-01-04T20:43
at 2017-01-04T20:43
By Enid
at 2017-01-06T23:07
at 2017-01-06T23:07
By Daph Bay
at 2017-01-09T20:46
at 2017-01-09T20:46
By Tom
at 2017-01-13T15:34
at 2017-01-13T15:34
By Regina
at 2017-01-16T11:39
at 2017-01-16T11:39
By Leila
at 2017-01-20T15:54
at 2017-01-20T15:54
By Vanessa
at 2017-01-24T04:37
at 2017-01-24T04:37
By Oscar
at 2017-01-28T00:39
at 2017-01-28T00:39
By Andy
at 2017-01-28T06:09
at 2017-01-28T06:09
By Genevieve
at 2017-02-02T01:03
at 2017-02-02T01:03
By Genevieve
at 2017-02-05T09:47
at 2017-02-05T09:47
By Anthony
at 2017-02-07T23:10
at 2017-02-07T23:10
By Elma
at 2017-02-08T08:39
at 2017-02-08T08:39
By Ula
at 2017-02-09T23:12
at 2017-02-09T23:12
By Mason
at 2017-02-14T07:31
at 2017-02-14T07:31
By Olivia
at 2017-02-18T22:28
at 2017-02-18T22:28
By Lucy
at 2017-02-20T12:52
at 2017-02-20T12:52
By Skylar DavisLinda
at 2017-02-21T14:31
at 2017-02-21T14:31
By Regina
at 2017-02-23T14:54
at 2017-02-23T14:54
By Una
at 2017-02-24T06:39
at 2017-02-24T06:39
By Ethan
at 2017-02-24T22:38
at 2017-02-24T22:38
By Connor
at 2017-02-28T04:42
at 2017-02-28T04:42
By Brianna
at 2017-03-01T08:49
at 2017-03-01T08:49
By Charlotte
at 2017-03-03T16:37
at 2017-03-03T16:37
By Agnes
at 2017-03-06T00:13
at 2017-03-06T00:13
By Iris
at 2017-03-10T04:09
at 2017-03-10T04:09
By Jack
at 2017-03-10T23:38
at 2017-03-10T23:38
By Genevieve
at 2017-03-13T00:26
at 2017-03-13T00:26
By Lauren
at 2017-03-13T22:29
at 2017-03-13T22:29
By Daph Bay
at 2017-03-17T16:57
at 2017-03-17T16:57
By Delia
at 2017-03-19T18:02
at 2017-03-19T18:02
By Odelette
at 2017-03-21T14:13
at 2017-03-21T14:13
By Candice
at 2017-03-23T07:42
at 2017-03-23T07:42
By Isabella
at 2017-03-27T13:00
at 2017-03-27T13:00
By Una
at 2017-03-30T12:08
at 2017-03-30T12:08
By Lucy
at 2017-04-03T11:21
at 2017-04-03T11:21
By Olga
at 2017-04-08T03:47
at 2017-04-08T03:47
By Jack
at 2017-04-10T15:18
at 2017-04-10T15:18
By Eartha
at 2017-04-12T02:23
at 2017-04-12T02:23
By Faithe
at 2017-04-16T15:28
at 2017-04-16T15:28
By Madame
at 2017-04-16T18:14
at 2017-04-16T18:14
By Noah
at 2017-04-17T07:27
at 2017-04-17T07:27
By Quintina
at 2017-04-18T22:44
at 2017-04-18T22:44
By Rosalind
at 2017-04-23T10:08
at 2017-04-23T10:08
By Steve
at 2017-04-24T10:49
at 2017-04-24T10:49
By Quintina
at 2017-04-29T03:32
at 2017-04-29T03:32
Related Posts
玉山臺灣黑熊認同卡 (新戶送 950 元)
By Ivy
at 2016-12-09T13:46
at 2016-12-09T13:46
臺灣銀行 COMBO 卡只剩下白金卡
By Michael
at 2016-12-09T13:46
at 2016-12-09T13:46
2016 花旗 華南 凱基 國泰 富邦 額度調整
By James
at 2016-12-09T13:03
at 2016-12-09T13:03
悠遊聯名卡
By Kelly
at 2016-12-09T12:29
at 2016-12-09T12:29
請問聯邦多張卡2%活動奇數日問題
By Leila
at 2016-12-09T11:42
at 2016-12-09T11:42