最近的幾家數位活存誰優? - 銀行
By Aaliyah
at 2023-07-10T15:43
at 2023-07-10T15:43
Table of Contents
RT
下面整理了幾間數位活存的比較
1. 樂天數位帳戶活存
最近很夯,畢竟無上限的額度,活存有1.35%,目前消息是延長到7/31
2. 聯邦數位銀行
推薦開戶3%,不過額度上限是10萬。
3. 遠東商銀
活存利率2.6%,額度是5萬。
4. 台新 Richart數位銀行
新戶3.2% 上限10萬
https://i.imgur.com/jMD5HYc.jpg
小結語:
遠東、台新、將來的後續%數都太低,基本上只要達到額度後就可以直接轉樂天或是遠東,雖
然一桶金的情況下樂天小輸遠東,但數字在往上拉錢滾錢的時候樂天就會勝過遠東。
聯邦有高利的同時要付出的金額也更多,想要3%就得完成信用卡任務,要自動扣繳當月6000
,或是推薦人來開戶。
樂天你只要7/31前用樂天街口或Pi支付5次就可以享有1.35%,PChome消費3次,下個月還有活
儲1.35%
我自己覺得最好的存款方式是各家都存到額度上限後,多餘的錢全部都給樂天,這樣CP會比
較好
那如果要開樂天帳戶的話,只要同時用虎航卡任刷一筆,新戶現在可以拿688現金,要出國旅
遊可以考慮看看~
大家可以自己評估看看噜~
--
下面整理了幾間數位活存的比較
1. 樂天數位帳戶活存
最近很夯,畢竟無上限的額度,活存有1.35%,目前消息是延長到7/31
2. 聯邦數位銀行
推薦開戶3%,不過額度上限是10萬。
3. 遠東商銀
活存利率2.6%,額度是5萬。
4. 台新 Richart數位銀行
新戶3.2% 上限10萬
https://i.imgur.com/jMD5HYc.jpg
小結語:
遠東、台新、將來的後續%數都太低,基本上只要達到額度後就可以直接轉樂天或是遠東,雖
然一桶金的情況下樂天小輸遠東,但數字在往上拉錢滾錢的時候樂天就會勝過遠東。
聯邦有高利的同時要付出的金額也更多,想要3%就得完成信用卡任務,要自動扣繳當月6000
,或是推薦人來開戶。
樂天你只要7/31前用樂天街口或Pi支付5次就可以享有1.35%,PChome消費3次,下個月還有活
儲1.35%
我自己覺得最好的存款方式是各家都存到額度上限後,多餘的錢全部都給樂天,這樣CP會比
較好
那如果要開樂天帳戶的話,只要同時用虎航卡任刷一筆,新戶現在可以拿688現金,要出國旅
遊可以考慮看看~
大家可以自己評估看看噜~
--
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