是否該申請花旗饗樂重審? - 信用卡
By Vanessa
at 2017-06-08T09:26
at 2017-06-08T09:26
Table of Contents
[職業類別] :物業管理
[目前工作年資] :9個月
[年收入] :填40萬
[已持有的卡片與額度] :
台新 黑狗卡 50K
[是否有無貸款] : 無
[最近3個月內有無申辦] : 五月中台新黑狗、花旗饗樂
[其它] :
不好意思又來請教版友。
上個月想從小白轉職,來卡版爬文後選擇了很多人都有辦的黑狗跟饗樂卡,黑狗卡很快
就核卡了,但是卡片要等兩個月才會寄出;而饗樂卡用自然人憑證辦,中間都沒有通知
或來電,最近去查才知道是被拒絕了,詢問客服的說明是信用卡部綜合評估後不予核卡,
但他接著有說我這件是沒有調財力證明就直接拒絕了,如果有需要的話客服這邊可以幫我
申請重審,然後讓我自行補上財力證明,但不保證審查結果。
因為近期有打算網購一些3C產品,原本以為能夠用信用卡來刷,想不到一張要等兩個月
而一張被打槍,在想到底應該申請重審饗樂卡好還是再辦別家銀行的看看,但是短期內
辦這麼多張而且花旗這張又失敗,感覺好像下一張也不會過關QQ
想請問版友重新審查的過關率高嗎?還是只是再被打槍一次而已,另外一個月內辦三張
會太多嗎?花旗那張失敗會影響我的下一張卡成功率嗎?
一般這樣情況會建議哪一個做法:
1.繼續挑戰下一家(考慮辦富邦play或者國泰數位生活)
2.直接花旗重審刷花旗卡
3.等黑狗卡寄來跟三個月CD,現在就不要再想那麼多了
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Tags:
信用卡
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