星展炫晶卡-我是爐主篇 - 信用卡
By Madame
at 2018-10-24T01:01
at 2018-10-24T01:01
Table of Contents
我九月三日線上申請星展炫晶卡。
一直等到九月二十日才有動靜:叫我補件。也沒說要補什麼件。
我把我的財力證明(三個月的Richart網銀交易明細)再傳一次。
過幾天,又叫我補件,這次終於有人打電話來跟我說了:
「Richart是什麼東西?它沒有存摺?這種帳戶怎麼用?不管,你就是要有
影本,這樣啦,我們只要活儲23萬以上就可以,你有別的帳戶可以用嗎?
但是,要一年期的喔!」
我心想:我還有一個台灣銀行有摺帳號,活儲餘額雖然不多,但至少也都有
一百萬以上,這樣應該可以吧?因為因為交易明細很多,我印滿了一整本八張,
努力縮圖,想辦法分拆,考慮jpg壓縮比,設法讓那介面能上傳上去。
過幾天,又給我簡訊(沒說明理由,也沒電話),就是要我補件。
我想,好啦,送佛送上西天,那我打電話去台新請一年期的Richart對帳單
好了。這帳戶的餘額就約在300~400萬之間。但交易明細還是很多,一共
十二頁,我又用photoshop在那裏努力灰階、gif、jpg、最佳化壓縮、分拆,
終於搞出能透過網頁上傳的幾個圖檔上傳。
過幾天,又給我簡訊(沒說明理由,也沒電話),就是要我補件。
這下我怒火中燒了。我想,好,或許你嫌我解析度太差(因為我也覺得不好)
那我用高解析度掃描,在來用Photoshop努力後製,最後做出了成果,送上去。
這次,已經是十月十一日,終於接到來電照會了,小姐說,您的一年期對帳單
是可以的,但是喔,數位銀行沒有存摺封面,您可以把網銀畫面中,同時含有
「台新銀行logo」、「我的姓名」、「帳號全名」、「當時網址」這四項都入鏡
的畫面給截圖,再傳來就可以了。我聽了好高興,就馬上做了這一張,然後
上傳。
但是我那個理專終於打電話來了,它又說:「你這個不行,沒有明細表,至少要
三個月」,我心想,我連一年期的紙本都附上去了,你還要我網路三個月
明細幹什麼?何況,現在只是來照會的小姐叫我多補這一張就可以,你們內部是
各自為政啊?
最後,我火了,我乾脆跑到台新銀行,花了兩百元,請了一份一年期的紙本對帳
單上面每頁都有蓋分行張,每頁都還有我的名字跟住址、電話、帳號。跟大大的
台新銀行四個字,背後還有台新銀行的浮水印。我把這個影本寄給它(直接寄
到它給我的信箱)。
第二天,我就收到「親愛的客戶,很抱歉,基於綜合評分考量,暫時無法發卡
給您....」
我想,我是忍耐過頭被當病貓嗎?我好歹一個月也要從銀行薪轉五十名員工的
薪水出去,一個員工領我年薪兩百多萬是常有的事,他們要申請卡會像我這樣
累嗎?雖然是小公司,就要被這樣欺負嗎?
我鼓起勇氣,打電話去客服,客服人還很好,就把這件事反映上去。隔天,
就不是原本那個孫先生打來,而是另一位陳小姐。她大略就問了我幾句,隨即
就問我:「您現在是無業嗎?」(他們為什麼看不見我們填的表格?)
我說:「當然不是,我是有收入,也有報稅的,只是不多而以。」
她說:「那你就附繳稅憑證,其他都不用。」(孫先生從來不跟我拿這東西,
我也很納悶)
我寄過去的第二天,簡訊就傳來,您的申請已經核准.....
9/3 ~ 10/22 (目前卡片還在等候製作寄送中)
PS: 我有點小懷疑:先前那個孫先生業務量太大,大到根本已經把我先後寄去的資料
搞混甚至弄丟,他在跟我通電話時還反覆問過我相同的問題好幾次,而後來接手的
陳小姐怎麼會沒有我的職業資料?神奇的審核部門。
--
Tags:
信用卡
All Comments
By William
at 2018-10-26T14:43
at 2018-10-26T14:43
By Rebecca
at 2018-10-31T13:30
at 2018-10-31T13:30
By Blanche
at 2018-11-02T19:46
at 2018-11-02T19:46
By Noah
at 2018-11-07T12:06
at 2018-11-07T12:06
By Delia
at 2018-11-11T18:52
at 2018-11-11T18:52
By Odelette
at 2018-11-11T22:06
at 2018-11-11T22:06
By Quanna
at 2018-11-15T14:23
at 2018-11-15T14:23
By Erin
at 2018-11-20T02:23
at 2018-11-20T02:23
By Lauren
at 2018-11-22T23:38
at 2018-11-22T23:38
By Rebecca
at 2018-11-27T13:15
at 2018-11-27T13:15
By Elma
at 2018-11-28T05:55
at 2018-11-28T05:55
By Gary
at 2018-12-01T19:49
at 2018-12-01T19:49
By Dinah
at 2018-12-02T03:43
at 2018-12-02T03:43
By Ida
at 2018-12-06T14:32
at 2018-12-06T14:32
By Charlotte
at 2018-12-11T11:49
at 2018-12-11T11:49
By Susan
at 2018-12-15T19:26
at 2018-12-15T19:26
By Jacky
at 2018-12-17T07:31
at 2018-12-17T07:31
By Gary
at 2018-12-20T18:44
at 2018-12-20T18:44
By Sierra Rose
at 2018-12-24T05:41
at 2018-12-24T05:41
By Ingrid
at 2018-12-26T21:14
at 2018-12-26T21:14
By Lucy
at 2018-12-30T01:46
at 2018-12-30T01:46
By Connor
at 2019-01-02T07:47
at 2019-01-02T07:47
By Ursula
at 2019-01-05T00:45
at 2019-01-05T00:45
By Kristin
at 2019-01-09T19:15
at 2019-01-09T19:15
By Connor
at 2019-01-12T12:31
at 2019-01-12T12:31
By Frederica
at 2019-01-13T06:36
at 2019-01-13T06:36
By Edwina
at 2019-01-15T20:02
at 2019-01-15T20:02
By Caroline
at 2019-01-16T18:00
at 2019-01-16T18:00
By Daniel
at 2019-01-20T17:18
at 2019-01-20T17:18
By Andy
at 2019-01-25T06:34
at 2019-01-25T06:34
By Bennie
at 2019-01-30T06:02
at 2019-01-30T06:02
By Blanche
at 2019-02-03T21:17
at 2019-02-03T21:17
By Victoria
at 2019-02-04T05:15
at 2019-02-04T05:15
By Skylar Davis
at 2019-02-08T20:12
at 2019-02-08T20:12
By Ursula
at 2019-02-12T08:37
at 2019-02-12T08:37
By Rebecca
at 2019-02-15T21:30
at 2019-02-15T21:30
By Michael
at 2019-02-18T06:13
at 2019-02-18T06:13
By Una
at 2019-02-23T02:04
at 2019-02-23T02:04
By Agnes
at 2019-02-26T08:49
at 2019-02-26T08:49
By Puput
at 2019-02-27T08:47
at 2019-02-27T08:47
By Skylar DavisLinda
at 2019-03-03T04:43
at 2019-03-03T04:43
By Xanthe
at 2019-03-03T12:45
at 2019-03-03T12:45
By Connor
at 2019-03-05T15:23
at 2019-03-05T15:23
By Margaret
at 2019-03-10T03:06
at 2019-03-10T03:06
By Mason
at 2019-03-13T16:58
at 2019-03-13T16:58
By Una
at 2019-03-15T16:58
at 2019-03-15T16:58
By Poppy
at 2019-03-20T05:44
at 2019-03-20T05:44
By Hamiltion
at 2019-03-22T00:48
at 2019-03-22T00:48
By Donna
at 2019-03-25T07:49
at 2019-03-25T07:49
By Agatha
at 2019-03-29T09:31
at 2019-03-29T09:31
By Olivia
at 2019-03-30T20:32
at 2019-03-30T20:32
By Leila
at 2019-04-03T16:16
at 2019-04-03T16:16
By Quanna
at 2019-04-05T16:49
at 2019-04-05T16:49
By Edwina
at 2019-04-09T07:27
at 2019-04-09T07:27
By Rachel
at 2019-04-11T04:50
at 2019-04-11T04:50
By Emma
at 2019-04-13T10:47
at 2019-04-13T10:47
By Leila
at 2019-04-15T12:31
at 2019-04-15T12:31
By James
at 2019-04-20T07:05
at 2019-04-20T07:05
By Leila
at 2019-04-22T21:49
at 2019-04-22T21:49
By Eden
at 2019-04-23T05:08
at 2019-04-23T05:08
By Heather
at 2019-04-26T12:53
at 2019-04-26T12:53
By Aaliyah
at 2019-04-29T13:18
at 2019-04-29T13:18
By Callum
at 2019-04-29T22:02
at 2019-04-29T22:02
By Frederic
at 2019-05-03T17:04
at 2019-05-03T17:04
By Belly
at 2019-05-06T08:36
at 2019-05-06T08:36
By Suhail Hany
at 2019-05-08T03:34
at 2019-05-08T03:34
By Connor
at 2019-05-09T12:31
at 2019-05-09T12:31
By Thomas
at 2019-05-13T11:28
at 2019-05-13T11:28
By Mia
at 2019-05-16T12:46
at 2019-05-16T12:46
By Kama
at 2019-05-17T02:04
at 2019-05-17T02:04
By Ursula
at 2019-05-20T22:14
at 2019-05-20T22:14
By Yedda
at 2019-05-23T13:12
at 2019-05-23T13:12
By Sandy
at 2019-05-27T12:21
at 2019-05-27T12:21
By Ingrid
at 2019-05-27T14:08
at 2019-05-27T14:08
By Ivy
at 2019-05-31T11:20
at 2019-05-31T11:20
By Mary
at 2019-06-03T02:23
at 2019-06-03T02:23
By Dora
at 2019-06-06T15:43
at 2019-06-06T15:43
By Olivia
at 2019-06-07T12:41
at 2019-06-07T12:41
By Kama
at 2019-06-07T18:49
at 2019-06-07T18:49
Related Posts
linepay/玉山pi/台新gogo/e秒刷/國泰koko
By Susan
at 2018-10-23T21:09
at 2018-10-23T21:09
華南卡娜赫拉的小動物(禮物款)核卡
By Lauren
at 2018-10-23T19:55
at 2018-10-23T19:55
聯合信用卡處理中心小額支付平台????
By Zanna
at 2018-10-23T19:06
at 2018-10-23T19:06
刷本行與他行是什麼意思?
By Victoria
at 2018-10-23T17:09
at 2018-10-23T17:09
4萬元的帳單 超商可以拆單2天繳嗎?
By George
at 2018-10-23T16:21
at 2018-10-23T16:21