新手小白想辦人生第一張卡 - 信用卡

By Mary
at 2016-06-08T09:21
at 2016-06-08T09:21
Table of Contents
這段期間有努力爬文
但其實還是懵懵懂懂的
我身分為政府約聘人員(非公務員)
一年一聘 有薪轉戶
月收30K左右
本身有兩張VISA卡 中信跟郵局的
其實我很容易腦波弱就亂買東西= =+
很怕自己後期變成傳說中的卡奴
聽說信用卡可以讓自己設定可以刷的最高限額
所以那種限額最低可以設多少啊,可以設5000嗎
(我真的很怕我亂花錢哈哈)
以跟周遭朋友比,我網路購物不算多
就大學時期買買書,現在就是例如電腦什麼配件壞了就買什麼
有時一個月花1000左右,有時什麼都沒買
之前是過網購衣物,發現我還是喜歡去實體店面試穿,所以也不會特別買什麼
平常也很少逛百貨XD
百貨就是偶而一次購入需要衣物後就不會再買了XD
加上我人在花蓮,能逛的百貨不多
我好像比較常逛大賣場、全聯那類的
電影其實也很少看,花蓮似乎只有秀泰XD
旅遊也很少出遊,頂多有時去各縣市出差順便去亂吃
(可是蠻多都是小吃的也無法刷)
所以評估下來感覺我好像比較適合現金回饋這個優惠
我辦信用卡的動機只是我想要買手機或電腦可以分期零利率Q______Q
然後偶爾需要時可以刷一下
但我不敢依賴他
本來爬文爬到大眾銀行分享卡好像蠻適合我的
結果....
花蓮沒大眾銀行啊
是聽說可以線上辦@@
但是如果相關銀行沒有在自己居住的縣市有什麼不好嗎@@"
如果不再自己縣市不適合辦的話....
我就要重找了Q_____Q
話說爬版才發現信用卡只有3年欸!
所以每三年要爬一次文囉哈哈
--
但其實還是懵懵懂懂的
我身分為政府約聘人員(非公務員)
一年一聘 有薪轉戶
月收30K左右
本身有兩張VISA卡 中信跟郵局的
其實我很容易腦波弱就亂買東西= =+
很怕自己後期變成傳說中的卡奴
聽說信用卡可以讓自己設定可以刷的最高限額
所以那種限額最低可以設多少啊,可以設5000嗎
(我真的很怕我亂花錢哈哈)
以跟周遭朋友比,我網路購物不算多
就大學時期買買書,現在就是例如電腦什麼配件壞了就買什麼
有時一個月花1000左右,有時什麼都沒買
之前是過網購衣物,發現我還是喜歡去實體店面試穿,所以也不會特別買什麼
平常也很少逛百貨XD
百貨就是偶而一次購入需要衣物後就不會再買了XD
加上我人在花蓮,能逛的百貨不多
我好像比較常逛大賣場、全聯那類的
電影其實也很少看,花蓮似乎只有秀泰XD
旅遊也很少出遊,頂多有時去各縣市出差順便去亂吃
(可是蠻多都是小吃的也無法刷)
所以評估下來感覺我好像比較適合現金回饋這個優惠
我辦信用卡的動機只是我想要買手機或電腦可以分期零利率Q______Q
然後偶爾需要時可以刷一下
但我不敢依賴他
本來爬文爬到大眾銀行分享卡好像蠻適合我的
結果....
花蓮沒大眾銀行啊
是聽說可以線上辦@@
但是如果相關銀行沒有在自己居住的縣市有什麼不好嗎@@"
如果不再自己縣市不適合辦的話....
我就要重找了Q_____Q
話說爬版才發現信用卡只有3年欸!
所以每三年要爬一次文囉哈哈
--
Tags:
信用卡
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