數位健康證明理賠 12產險公司全數同意 - 保單
By Liam
at 2022-05-12T21:35
at 2022-05-12T21:35
Table of Contents
出處連結: https://ec.ltn.com.tw/article/breakingnews/3924768
〔記者李靚慧/台北報導〕防疫保單的理賠是否接受「數位健康證明」替代診斷書,經過
了多日的討論,原先多數抱持反對的產險業者,在今(12)日傍晚,12家業者已全數同意
受理,但均保留事後查核的權利。
目前市場上共有12家產險業者銷售防疫保單,除了第一時間宣布受理「數位健康證明」的
旺旺友聯產險,之後防疫險銷售量最大的幾家產險業者,僅兆豐、新安東京海上、中國信
託、和泰等業者,持續研議中。
今日傍晚兆豐產險已在官網上公告,同意受理「數位健康證明」作為理賠申請文件,但仍
保留審核的權利,兆豐產險也接受三類人「快篩陽即確診」的便民措施。中國信託產險也
同意受理數位健康證明。
先前曾發布新聞稿為自己「發聲」的和泰產險,經由連日持續討論,最後也不得不「同意
」,將數位健康證明做為申請理賠的證明文件,但和泰產險訂出「但書」,強調數位證明
的「內容及效力之可靠性須相當於醫院醫師開立之法定傳染病醫療診斷書」,且必要時該
公司得要求提供相關檢驗報告或其它證明文件。
此外,新安東京海上產險經營團隊在今日傍晚,緊急取得日本大股東,及裕隆集團旗下中
華汽車等4大股東的同意後,決定在「 保留查核權利」的條件下,接受數位健康證明申請
理賠,成為最後一家同意的業者。
部分業者坦言,原本就是防疫保單銷售量大的業者,反對數位健康證明最力,銷售量小的
多在第一時間宣布配合,但在愈來愈多產險業者接受的壓力下,單一公司根本無法承受外
界的壓力,最後都決定受理數位健康證明,但均保留查核權利的但書。
目前同意以「數位健康證明」替代診斷書12家產險業者分別為富邦、國泰、泰安、旺旺友
聯、明台、新光、華南、南山、中國信託、兆豐、和泰及新安東京海上產險。
想法評論: 終於...現在應該沒有一家壽險或產險公司不能用數位健康證明了吧
現在就是剩下居家照護的住院日額? 有人可以列舉各公司需要怎樣的證明嗎...
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