抓到四銀行協助炒匯,央行恐撤照 - 股票

By Edward Lewis
at 2021-01-23T10:59
at 2021-01-23T10:59
Table of Contents
1.原文連結:
https://reurl.cc/qmgYA0
2.原文內容:
抓到四銀行協助炒匯,央行連坐恐撤照
作者 黃 敬哲
發布日期 2021 年 01 月 22 日 11:17
分類 國際金融
央行 21 日發布消息指出,查到有 4 家銀行違規受理糧商不當外匯交易,進行大規模炒
匯之情事,影響外匯市場穩定。
央行在臨時記者會中除公布專案金融檢查結果外,也表示將對違規受理炒匯糧商的銀行祭
出處分。新上任的外匯局長蔡炯民呼籲各銀行及企業,切勿利用國外借款炒匯,銀行需落
實管控機制。目前已查出國際糧商已明顯違反新台幣遠匯的「實需原則」,且涉案銀行未
確實執行認識客戶(KYC)作業及查證實需性、關聯性及合理性。
央行公布其場外監理結果,發現企業利用國外借款匯入資金結售新臺幣有明顯增加之情形
,在實地查核後,發現以下不合理情事。
為規避本行累積結匯金額之管理,以極低資本額增設新企業方式,創造每家每年5千萬美
元累積結匯金額。
向國外關係企業借款,短期內反覆匯入結售為新臺幣,隨即又結購美元匯出,賺取額外匯
兌利益。
從國外關係企業借入美元結售,停留新臺幣帳戶未予運用。
向國外借入高利率外幣借款結售為新臺幣,用於償還較低利率的國內借款。
央行強調、若 向國外企業辦理外幣借款,應以原幣保留使用為原則,有實質新台幣用途
再兌換為新臺幣。不應利用每年累積自由結匯金額,作為炒匯途徑。且國內新台幣資金豐
沛,企業如有資金需求,可洽國內金融機構辦理新臺幣借款。國外短期借款也可利用換匯
交易來降低借款人匯率風險,毋需計入每年累積結匯金額。
央行表示,原本有 6 家涉案銀行,但其中 2 家銀行在專案檢查前,就提早發現往來糧商
公司情況異常,主動停止承作交易,並進行積極處理,央行只給予處置函結案。而其他
4 家銀行,將會在農曆年前祭出處分,最嚴重者將撤銷外匯業務執照。
雖然央行業務對炒匯糧商鞭長莫及,但也強調,這與稅務問題有關,將會把資料移轉給相
關部會處理。此次央行出手,希望能做到殺雞儆猴的效果,避免類似情事再度發生,以維
持外匯市場穩定,近期央行為此已焦頭爛額,必須下重手杜絕。
3.心得/評論:
直接公布比較好啦
幹嘛放風聲說過年前會祭出處分
從去年(2020)六月陸續匯率就走高
陸續一直放風聲說大家齊心穩匯
既然說那麼久穩匯還有人敢炒
趕快吊起來殺雞儆猴就好啦!~
兆豐玉山應該沒有吧?
--
https://reurl.cc/qmgYA0
2.原文內容:
抓到四銀行協助炒匯,央行連坐恐撤照
作者 黃 敬哲
發布日期 2021 年 01 月 22 日 11:17
分類 國際金融
央行 21 日發布消息指出,查到有 4 家銀行違規受理糧商不當外匯交易,進行大規模炒
匯之情事,影響外匯市場穩定。
央行在臨時記者會中除公布專案金融檢查結果外,也表示將對違規受理炒匯糧商的銀行祭
出處分。新上任的外匯局長蔡炯民呼籲各銀行及企業,切勿利用國外借款炒匯,銀行需落
實管控機制。目前已查出國際糧商已明顯違反新台幣遠匯的「實需原則」,且涉案銀行未
確實執行認識客戶(KYC)作業及查證實需性、關聯性及合理性。
央行公布其場外監理結果,發現企業利用國外借款匯入資金結售新臺幣有明顯增加之情形
,在實地查核後,發現以下不合理情事。
為規避本行累積結匯金額之管理,以極低資本額增設新企業方式,創造每家每年5千萬美
元累積結匯金額。
向國外關係企業借款,短期內反覆匯入結售為新臺幣,隨即又結購美元匯出,賺取額外匯
兌利益。
從國外關係企業借入美元結售,停留新臺幣帳戶未予運用。
向國外借入高利率外幣借款結售為新臺幣,用於償還較低利率的國內借款。
央行強調、若 向國外企業辦理外幣借款,應以原幣保留使用為原則,有實質新台幣用途
再兌換為新臺幣。不應利用每年累積自由結匯金額,作為炒匯途徑。且國內新台幣資金豐
沛,企業如有資金需求,可洽國內金融機構辦理新臺幣借款。國外短期借款也可利用換匯
交易來降低借款人匯率風險,毋需計入每年累積結匯金額。
央行表示,原本有 6 家涉案銀行,但其中 2 家銀行在專案檢查前,就提早發現往來糧商
公司情況異常,主動停止承作交易,並進行積極處理,央行只給予處置函結案。而其他
4 家銀行,將會在農曆年前祭出處分,最嚴重者將撤銷外匯業務執照。
雖然央行業務對炒匯糧商鞭長莫及,但也強調,這與稅務問題有關,將會把資料移轉給相
關部會處理。此次央行出手,希望能做到殺雞儆猴的效果,避免類似情事再度發生,以維
持外匯市場穩定,近期央行為此已焦頭爛額,必須下重手杜絕。
3.心得/評論:
直接公布比較好啦
幹嘛放風聲說過年前會祭出處分
從去年(2020)六月陸續匯率就走高
陸續一直放風聲說大家齊心穩匯
既然說那麼久穩匯還有人敢炒
趕快吊起來殺雞儆猴就好啦!~
兆豐玉山應該沒有吧?
--
Tags:
股票
All Comments

By Kristin
at 2021-01-27T12:21
at 2021-01-27T12:21

By Rae
at 2021-01-28T14:48
at 2021-01-28T14:48

By Damian
at 2021-02-01T13:09
at 2021-02-01T13:09

By George
at 2021-02-04T10:47
at 2021-02-04T10:47

By Enid
at 2021-02-05T19:47
at 2021-02-05T19:47

By Lily
at 2021-02-06T06:15
at 2021-02-06T06:15

By Tom
at 2021-02-06T11:45
at 2021-02-06T11:45

By Victoria
at 2021-02-06T21:16
at 2021-02-06T21:16

By Barb Cronin
at 2021-02-08T13:59
at 2021-02-08T13:59

By George
at 2021-02-11T12:06
at 2021-02-11T12:06

By Wallis
at 2021-02-12T14:08
at 2021-02-12T14:08

By George
at 2021-02-17T04:17
at 2021-02-17T04:17

By Harry
at 2021-02-20T01:02
at 2021-02-20T01:02

By Kumar
at 2021-02-23T01:41
at 2021-02-23T01:41

By Anonymous
at 2021-02-25T06:30
at 2021-02-25T06:30

By Heather
at 2021-02-27T01:00
at 2021-02-27T01:00

By Edith
at 2021-03-01T17:23
at 2021-03-01T17:23

By Delia
at 2021-03-01T19:53
at 2021-03-01T19:53

By Iris
at 2021-03-04T03:15
at 2021-03-04T03:15

By Agnes
at 2021-03-08T04:48
at 2021-03-08T04:48

By Connor
at 2021-03-11T15:51
at 2021-03-11T15:51

By Tristan Cohan
at 2021-03-12T09:12
at 2021-03-12T09:12

By Andrew
at 2021-03-15T14:16
at 2021-03-15T14:16

By Una
at 2021-03-18T01:31
at 2021-03-18T01:31

By John
at 2021-03-21T03:27
at 2021-03-21T03:27

By Frederica
at 2021-03-21T22:05
at 2021-03-21T22:05

By Tom
at 2021-03-25T14:05
at 2021-03-25T14:05

By Isabella
at 2021-03-26T17:58
at 2021-03-26T17:58

By Vanessa
at 2021-03-30T10:57
at 2021-03-30T10:57

By Catherine
at 2021-03-31T02:22
at 2021-03-31T02:22

By Wallis
at 2021-04-02T14:36
at 2021-04-02T14:36

By Puput
at 2021-04-05T09:58
at 2021-04-05T09:58

By Rosalind
at 2021-04-07T21:58
at 2021-04-07T21:58

By Yedda
at 2021-04-12T06:14
at 2021-04-12T06:14

By Susan
at 2021-04-14T08:28
at 2021-04-14T08:28

By Skylar Davis
at 2021-04-15T12:42
at 2021-04-15T12:42

By Tom
at 2021-04-19T06:08
at 2021-04-19T06:08

By Sandy
at 2021-04-24T05:47
at 2021-04-24T05:47

By Andy
at 2021-04-26T16:05
at 2021-04-26T16:05

By Carol
at 2021-04-29T03:04
at 2021-04-29T03:04

By Elvira
at 2021-04-29T12:11
at 2021-04-29T12:11

By Kristin
at 2021-05-04T11:32
at 2021-05-04T11:32

By Jake
at 2021-05-05T03:19
at 2021-05-05T03:19

By Edward Lewis
at 2021-05-09T02:12
at 2021-05-09T02:12

By Vanessa
at 2021-05-12T09:42
at 2021-05-12T09:42

By Rachel
at 2021-05-12T20:24
at 2021-05-12T20:24

By Rachel
at 2021-05-13T20:09
at 2021-05-13T20:09

By Linda
at 2021-05-16T03:50
at 2021-05-16T03:50

By Daph Bay
at 2021-05-19T05:07
at 2021-05-19T05:07

By Dora
at 2021-05-22T20:39
at 2021-05-22T20:39

By Ethan
at 2021-05-23T13:37
at 2021-05-23T13:37

By Faithe
at 2021-05-24T14:01
at 2021-05-24T14:01

By Odelette
at 2021-05-28T07:31
at 2021-05-28T07:31

By Catherine
at 2021-05-28T23:41
at 2021-05-28T23:41

By Puput
at 2021-05-29T17:14
at 2021-05-29T17:14

By David
at 2021-06-02T18:11
at 2021-06-02T18:11

By Harry
at 2021-06-07T08:55
at 2021-06-07T08:55

By Michael
at 2021-06-08T02:33
at 2021-06-08T02:33

By Agnes
at 2021-06-08T07:43
at 2021-06-08T07:43

By Daph Bay
at 2021-06-11T06:52
at 2021-06-11T06:52

By Heather
at 2021-06-15T11:33
at 2021-06-15T11:33

By Kelly
at 2021-06-18T18:10
at 2021-06-18T18:10

By Candice
at 2021-06-22T11:26
at 2021-06-22T11:26

By Harry
at 2021-06-25T04:27
at 2021-06-25T04:27

By Quintina
at 2021-06-25T20:26
at 2021-06-25T20:26

By Isla
at 2021-06-27T17:54
at 2021-06-27T17:54

By Harry
at 2021-06-29T10:01
at 2021-06-29T10:01

By Lily
at 2021-07-01T00:51
at 2021-07-01T00:51

By Caroline
at 2021-07-02T16:16
at 2021-07-02T16:16

By Sandy
at 2021-07-04T05:27
at 2021-07-04T05:27

By Charlotte
at 2021-07-05T06:21
at 2021-07-05T06:21

By Suhail Hany
at 2021-07-07T14:10
at 2021-07-07T14:10

By Ivy
at 2021-07-08T15:38
at 2021-07-08T15:38

By Robert
at 2021-07-11T20:50
at 2021-07-11T20:50

By Oscar
at 2021-07-13T09:22
at 2021-07-13T09:22

By Victoria
at 2021-07-18T08:57
at 2021-07-18T08:57

By Ina
at 2021-07-19T19:03
at 2021-07-19T19:03

By Odelette
at 2021-07-23T14:13
at 2021-07-23T14:13

By Skylar Davis
at 2021-07-23T18:22
at 2021-07-23T18:22

By Zanna
at 2021-07-28T10:07
at 2021-07-28T10:07

By Ula
at 2021-08-01T23:53
at 2021-08-01T23:53

By Oscar
at 2021-08-06T00:26
at 2021-08-06T00:26

By Skylar Davis
at 2021-08-06T15:42
at 2021-08-06T15:42

By Michael
at 2021-08-10T14:10
at 2021-08-10T14:10

By Necoo
at 2021-08-12T03:41
at 2021-08-12T03:41

By Anthony
at 2021-08-12T08:04
at 2021-08-12T08:04

By Frederica
at 2021-08-13T12:33
at 2021-08-13T12:33

By Hedda
at 2021-08-18T05:44
at 2021-08-18T05:44

By Dorothy
at 2021-08-19T11:59
at 2021-08-19T11:59

By Caitlin
at 2021-08-22T20:16
at 2021-08-22T20:16

By Kyle
at 2021-08-25T04:18
at 2021-08-25T04:18

By Freda
at 2021-08-27T16:24
at 2021-08-27T16:24

By Dorothy
at 2021-08-31T17:17
at 2021-08-31T17:17

By Agnes
at 2021-09-04T09:52
at 2021-09-04T09:52

By Skylar Davis
at 2021-09-07T02:38
at 2021-09-07T02:38

By Ethan
at 2021-09-11T02:42
at 2021-09-11T02:42

By Doris
at 2021-09-11T11:32
at 2021-09-11T11:32

By Charlotte
at 2021-09-16T04:54
at 2021-09-16T04:54

By Donna
at 2021-09-16T20:34
at 2021-09-16T20:34

By Bethany
at 2021-09-21T01:21
at 2021-09-21T01:21

By Isabella
at 2021-09-24T21:17
at 2021-09-24T21:17

By John
at 2021-09-29T12:24
at 2021-09-29T12:24

By Leila
at 2021-10-02T05:44
at 2021-10-02T05:44

By Kelly
at 2021-10-06T17:56
at 2021-10-06T17:56

By Selena
at 2021-10-08T14:13
at 2021-10-08T14:13

By Kumar
at 2021-10-13T05:37
at 2021-10-13T05:37

By Carol
at 2021-10-17T05:39
at 2021-10-17T05:39

By Zanna
at 2021-10-21T13:56
at 2021-10-21T13:56

By Rachel
at 2021-10-24T08:29
at 2021-10-24T08:29

By Blanche
at 2021-10-27T06:05
at 2021-10-27T06:05

By Robert
at 2021-10-29T23:54
at 2021-10-29T23:54

By Carol
at 2021-10-30T02:20
at 2021-10-30T02:20

By Steve
at 2021-11-01T14:58
at 2021-11-01T14:58

By Ina
at 2021-11-05T01:19
at 2021-11-05T01:19

By Mason
at 2021-11-08T11:33
at 2021-11-08T11:33

By Olive
at 2021-11-09T04:20
at 2021-11-09T04:20

By Belly
at 2021-11-11T19:32
at 2021-11-11T19:32

By Aaliyah
at 2021-11-14T08:55
at 2021-11-14T08:55

By Thomas
at 2021-11-16T06:48
at 2021-11-16T06:48

By Audriana
at 2021-11-20T04:39
at 2021-11-20T04:39

By Charlie
at 2021-11-21T16:32
at 2021-11-21T16:32

By Ivy
at 2021-11-24T05:00
at 2021-11-24T05:00

By Olive
at 2021-11-28T08:13
at 2021-11-28T08:13

By Suhail Hany
at 2021-12-01T01:09
at 2021-12-01T01:09

By Jacob
at 2021-12-03T04:33
at 2021-12-03T04:33
Related Posts
ARK 昨天大買 TSM

By Daniel
at 2021-01-23T10:41
at 2021-01-23T10:41
和台積電在美正面交鋒!三星近3000億德州

By Andy
at 2021-01-23T10:20
at 2021-01-23T10:20
惹到Reddit的做空公司Citron research

By Frederica
at 2021-01-23T10:18
at 2021-01-23T10:18
ARK 昨天大買 TSM

By Elma
at 2021-01-23T10:02
at 2021-01-23T10:02
身體不適送醫不治 寒舍集團創辦人長子蔡

By Frederica
at 2021-01-23T09:22
at 2021-01-23T09:22