房貸條件問題 - 貸款

您好

公教貸款是只能作您或配偶名下的房產
簡單說政策性優惠房貸皆是如此

如果您要用父親的房子作房貸
只能選擇一般性貸款

提供您參考



※ 引述《spider126 (默默耕耘)》之銘言：
: 我是公務人員 想要幫爸爸還房貸
: 有沒有辦法在沒有過戶的情況下 我去辦理公教優惠房貸
: 跟銀行說由我主還?
: 不行的話難道只有過戶? 或是贈與(價值會扣掉房貸部分嗎)?

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People cannot gain anything without sacrificing something.
You must present something of equal value to gain something.
That is the principle of equivalent trade in alchemy.
We believed that was the truth of the world when we were young

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