我該一次還清剩下的學貸嗎? - 投資

By Donna
at 2009-05-20T23:10
at 2009-05-20T23:10
Table of Contents
最近有幸入帳5萬多塊獎金....
原本有份ing投資型保單累積到9萬多塊...
(目前帳面是15%報酬率,
這是張前置六年費用都繳完的好保單吧...
霸菱全球新興市場基金,
霸菱全球資源基金,
安泰ING E 科技基金)
存款3萬多...
學貸128525元!!!!
原本共貸40萬左右...
從2007年8月開始繳,每月自動扣款
有閒錢就額外還本,
因為在下非常不喜歡負債的感覺呀...
若把保單投資金額贖回7~8萬
大概所有資產加起來...(預留2萬生活費好了...)
就夠我跑一趟台灣銀行做一次付清的動作了....
請問大家這樣做最恰當嗎?(逼自己七年期的學貸,繳不到兩年就還光?)
--
在下工作穩定,收入不錯...只是實在太操勞....
租房子在外...
好想出國玩...
--
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