應當告知學生身分嗎? - 信用卡

By Dorothy
at 2015-09-17T16:47
at 2015-09-17T16:47
Table of Contents
目前手上用的是國泰COSTCO白金的附卡,有計畫去日本旅遊,所以想辦JCB來使用
目前送了三間分別是
1.華南超現 寄信來打槍了
2.一銀精緻JCB 禮拜一已經照會過了,早上第二次來電詢問確認是否在學,
目前查詢進度為審核中
3.國泰JCB白金 電話查詢為核准
主要問題是在一銀那張,因為早上被她電話吵醒迷迷糊糊接了第二次照會,
沒想很多就照她的問題沒有特別想過回答了,結果她確認完我在學後只願意核2萬額度
還得知會我家長。
中午吃飯時才覺得越想越不對,來研究聯徵的學生註記才發現麻煩大了。
爬文後發現有點難搞所以上來求救orz
因為看到有些討論說得用高中畢業or大學畢業證書才能拿掉那個"學生"
我在申請時上面寫的是自由業,網拍代購,收入填250K
特地想辦另外的卡是不想要每次出去都要麻煩家人幫我調整額度。
想請問這張一銀卡如果我現在去取消申請會讓我不會在聯徵上面被註記學生嗎?
還有這第二通照會的電話通常是什麼狀況or原因呢?
還有如果我取消之後要再送申請一銀或者她行會有需要CD時間嗎?
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信用卡
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