已有信貸可否再調卡片額度? - 信用卡
By Xanthe
at 2015-06-19T21:06
at 2015-06-19T21:06
Table of Contents
各位前輩,請教一個假設性的問題。
假設信用卡使用者X的年收入是120萬,依金管會規定其無擔保信貸最高可申請
到平均月收入的22倍,而X身上也有200萬的信貸。
這個時候問題來了,請問各位前輩,X的信貸已經到達他信用的上限,而身上
也有3張信用卡,每張額度10萬,每個月的消費都全額繳清無遲繳,如果這個時候X想
再向卡片所屬銀行申請調整信用額度,還能進行申請嗎?
--
假設信用卡使用者X的年收入是120萬,依金管會規定其無擔保信貸最高可申請
到平均月收入的22倍,而X身上也有200萬的信貸。
這個時候問題來了,請問各位前輩,X的信貸已經到達他信用的上限,而身上
也有3張信用卡,每張額度10萬,每個月的消費都全額繳清無遲繳,如果這個時候X想
再向卡片所屬銀行申請調整信用額度,還能進行申請嗎?
--
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信用卡
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