就學貸款的還款計算方式? - 理財

By Isla
at 2008-02-18T23:06
at 2008-02-18T23:06
Table of Contents
承辦銀行說,就學貸款以借四十萬元最常見,以大學四年借八學期為例,可分八年還款,
以目前利率三.六一%計算,每月本息均攤四千八百九十九元
剛在八卦版上看到台灣銀行就學貸款這樣的還款計算方式
我看不懂是怎麼算出來的orz............
可以請板上大大詳細說明是怎麼計算出來的嗎?
包含每個月利息計算方式我也不太懂
我對這方面概念不是很懂 麻煩各位大大了
另外有個問題是大學畢業後是分八年還款 那如果是研究所畢業後呢?
也是分八年還款嗎? 還是會分更多年來還呢?
--
以目前利率三.六一%計算,每月本息均攤四千八百九十九元
剛在八卦版上看到台灣銀行就學貸款這樣的還款計算方式
我看不懂是怎麼算出來的orz............
可以請板上大大詳細說明是怎麼計算出來的嗎?
包含每個月利息計算方式我也不太懂
我對這方面概念不是很懂 麻煩各位大大了
另外有個問題是大學畢業後是分八年還款 那如果是研究所畢業後呢?
也是分八年還款嗎? 還是會分更多年來還呢?
--
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