小資是否適合海外投資 - 理財

By Ida
at 2015-03-31T23:13
at 2015-03-31T23:13
Table of Contents
小弟還完學貸後,開始想做一些理財
一開始因為都是小錢,因此幾乎都是定存,
目前大概存了約100w,
目前想的配置是約20%放定存(緊急使用)
剩餘80%投入ETF,台股0050或者美股VT,長期持有。
之後每半年或每季買入,目前每季大約可存5-10w。
如要投資美股以我的情況適合海外開戶還是使用複委託呢?
海外開戶的好處就不多提了,主要考慮點是要用錢時還需要匯回來,
複委託則是方便,每年一兩次交易,金額$4000-5000美金附近
($4000-5000*0.3=$12-15),配息直接匯回但是30%稅無法退回。
還是說以我目前的情況先留在台股就好,等確定有較多的閒錢再投入美股。
或者是版上大大們有其他的建議可以指教一下小弟,感激不盡。
在此先謝謝大家。
--
一開始因為都是小錢,因此幾乎都是定存,
目前大概存了約100w,
目前想的配置是約20%放定存(緊急使用)
剩餘80%投入ETF,台股0050或者美股VT,長期持有。
之後每半年或每季買入,目前每季大約可存5-10w。
如要投資美股以我的情況適合海外開戶還是使用複委託呢?
海外開戶的好處就不多提了,主要考慮點是要用錢時還需要匯回來,
複委託則是方便,每年一兩次交易,金額$4000-5000美金附近
($4000-5000*0.3=$12-15),配息直接匯回但是30%稅無法退回。
還是說以我目前的情況先留在台股就好,等確定有較多的閒錢再投入美股。
或者是版上大大們有其他的建議可以指教一下小弟,感激不盡。
在此先謝謝大家。
--
All Comments

By Elizabeth
at 2015-04-04T16:31
at 2015-04-04T16:31

By Heather
at 2015-04-05T19:46
at 2015-04-05T19:46

By Olivia
at 2015-04-05T23:38
at 2015-04-05T23:38

By Bethany
at 2015-04-10T07:59
at 2015-04-10T07:59

By Lucy
at 2015-04-15T01:07
at 2015-04-15T01:07

By Olive
at 2015-04-15T02:44
at 2015-04-15T02:44

By Christine
at 2015-04-18T18:32
at 2015-04-18T18:32

By Ethan
at 2015-04-22T23:26
at 2015-04-22T23:26

By Sandy
at 2015-04-24T04:02
at 2015-04-24T04:02

By Madame
at 2015-04-26T16:57
at 2015-04-26T16:57

By Kelly
at 2015-04-28T04:44
at 2015-04-28T04:44

By Vanessa
at 2015-05-02T06:00
at 2015-05-02T06:00

By Una
at 2015-05-02T16:34
at 2015-05-02T16:34

By Victoria
at 2015-05-06T04:09
at 2015-05-06T04:09

By Andrew
at 2015-05-07T02:45
at 2015-05-07T02:45

By Selena
at 2015-05-09T02:37
at 2015-05-09T02:37

By Olivia
at 2015-05-11T17:03
at 2015-05-11T17:03

By Yedda
at 2015-05-13T17:57
at 2015-05-13T17:57

By Hazel
at 2015-05-17T01:39
at 2015-05-17T01:39

By Todd Johnson
at 2015-05-21T14:31
at 2015-05-21T14:31

By Anthony
at 2015-05-24T13:43
at 2015-05-24T13:43

By Olga
at 2015-05-26T08:09
at 2015-05-26T08:09

By William
at 2015-05-29T17:29
at 2015-05-29T17:29

By Susan
at 2015-06-01T17:56
at 2015-06-01T17:56

By Ivy
at 2015-06-03T13:14
at 2015-06-03T13:14

By Damian
at 2015-06-05T02:33
at 2015-06-05T02:33

By Bennie
at 2015-06-09T18:57
at 2015-06-09T18:57

By Heather
at 2015-06-11T06:47
at 2015-06-11T06:47

By Joseph
at 2015-06-15T17:46
at 2015-06-15T17:46

By Oscar
at 2015-06-16T07:21
at 2015-06-16T07:21

By Carol
at 2015-06-17T22:29
at 2015-06-17T22:29
Related Posts
價值投資獵人之股息成長(必和必拓BHP)

By Emily
at 2015-03-31T23:09
at 2015-03-31T23:09
閒置美元投資建議

By Victoria
at 2015-03-30T22:47
at 2015-03-30T22:47
推薦得獎紀錄片 金權世界:一個銀行交易員的告白

By Lydia
at 2015-03-30T07:27
at 2015-03-30T07:27
2014 FORM 1042-S(Consolidated)請教

By Daph Bay
at 2015-03-29T22:21
at 2015-03-29T22:21
IB可以做FB上證期貨嗎?

By Sarah
at 2015-03-29T17:04
at 2015-03-29T17:04