小資族日本信用卡比較 - 信用卡
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By Madame
at 2019-04-15T20:52
at 2019-04-15T20:52
Table of Contents
觀望卡板也有一段時間了,看到很多人分享的資訊
真的受惠良多,特別佩服整理比較表的神人們!
加上去年春天第一次去日本看櫻花,被映入眼簾滿滿的吉野櫻,
以及隨風飄揚的花瓣雨徹底圈粉,剛好搭配這個浪漫的季節,
也幫大家動手整理一下信用卡的比較,可以提供大家去日本旅遊時的參考哦!
這幾張的回饋趴數都很高,選完就可以立刻飛日本了
由於小妹我年薪40以內,所以這次的整理標準都是以小資能入手的卡等為準~
以2019前往日本適合的無腦刷、現金回饋的優惠為主做的比較
https://i.imgur.com/NObxg8R.jpg
https://i.imgur.com/U83ZRgQ.jpg
因為個人年收入不高,所以比較高階的卡,例如商務卡或年費太高的御璽卡等等,
考量應該辦不出來,就沒有列入整理。
結論是~
若 2019有要去日本玩,首推一定要用台灣PAY綁金融卡的功能,
有 3.5% 現金回饋,3.5 真的很殺,應該打趴一堆信用卡了。
雖然不像信用卡可以先甘後苦,要直接有現金才能付款,
但這麼殺的回饋其實還是推薦加減拿一下!
信用卡部份則首選是星展的炫晶御璽卡,在6/30前海外消費2.5%外,
加贈海外6.38%現金回饋,等於有8.88%的現金回饋,金額上限588元。
第二順位是國泰世華現金回饋御璽卡,一樣回饋有到3.5%,
只是限制比較多,需要在 4/15 前線上申辦及6月底前登錄,回饋金額也有500元上限。
第三順位是上海簡單卡,有現金3 % 回饋,
這張也是今年討論度很高的卡,需注意3% 回饋只到 6 月底,之後就恢復為 2% 囉~
第四順位也是近期很多人關注的一張卡,台新FlyGo卡,
海外回饋 2.8% 無上限,由於是長駐的優惠到年底,7月開始這張就可以列為第二順位囉!
此外這樣一比較,中信LinePay信用卡雖然是日本旅遊必備的JCB,
回饋與第四名一樣是2.8%,但回饋的內容是Line點數不是現金,
會比較適合跟我一樣常常在Line消費的人用(男友補刀:有哪裡你不買啊?>>>已飛踢)
所以目前看來,如果今年暑假前有計畫要去日本的,台灣 PAY的活動一定要參加,
雖然很多信用卡還有像機場接送、貴賓室那些,林林總總真的很多,
不過本次比較仍是以最實際的現金回饋比較為主!
以上比較表提供給跟我同樣的小資族做參考,如果有錯誤,
或者有遺漏的地方,請大家不吝指教唷!
--
真的受惠良多,特別佩服整理比較表的神人們!
加上去年春天第一次去日本看櫻花,被映入眼簾滿滿的吉野櫻,
以及隨風飄揚的花瓣雨徹底圈粉,剛好搭配這個浪漫的季節,
也幫大家動手整理一下信用卡的比較,可以提供大家去日本旅遊時的參考哦!
這幾張的回饋趴數都很高,選完就可以立刻飛日本了
由於小妹我年薪40以內,所以這次的整理標準都是以小資能入手的卡等為準~
以2019前往日本適合的無腦刷、現金回饋的優惠為主做的比較
https://i.imgur.com/NObxg8R.jpg
https://i.imgur.com/U83ZRgQ.jpg
因為個人年收入不高,所以比較高階的卡,例如商務卡或年費太高的御璽卡等等,
考量應該辦不出來,就沒有列入整理。
結論是~
若 2019有要去日本玩,首推一定要用台灣PAY綁金融卡的功能,
有 3.5% 現金回饋,3.5 真的很殺,應該打趴一堆信用卡了。
雖然不像信用卡可以先甘後苦,要直接有現金才能付款,
但這麼殺的回饋其實還是推薦加減拿一下!
信用卡部份則首選是星展的炫晶御璽卡,在6/30前海外消費2.5%外,
加贈海外6.38%現金回饋,等於有8.88%的現金回饋,金額上限588元。
第二順位是國泰世華現金回饋御璽卡,一樣回饋有到3.5%,
只是限制比較多,需要在 4/15 前線上申辦及6月底前登錄,回饋金額也有500元上限。
第三順位是上海簡單卡,有現金3 % 回饋,
這張也是今年討論度很高的卡,需注意3% 回饋只到 6 月底,之後就恢復為 2% 囉~
第四順位也是近期很多人關注的一張卡,台新FlyGo卡,
海外回饋 2.8% 無上限,由於是長駐的優惠到年底,7月開始這張就可以列為第二順位囉!
此外這樣一比較,中信LinePay信用卡雖然是日本旅遊必備的JCB,
回饋與第四名一樣是2.8%,但回饋的內容是Line點數不是現金,
會比較適合跟我一樣常常在Line消費的人用(男友補刀:有哪裡你不買啊?>>>已飛踢)
所以目前看來,如果今年暑假前有計畫要去日本的,台灣 PAY的活動一定要參加,
雖然很多信用卡還有像機場接送、貴賓室那些,林林總總真的很多,
不過本次比較仍是以最實際的現金回饋比較為主!
以上比較表提供給跟我同樣的小資族做參考,如果有錯誤,
或者有遺漏的地方,請大家不吝指教唷!
--
Tags:
信用卡
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at 2019-09-15T16:47
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By Agnes
at 2019-09-19T11:56
at 2019-09-19T11:56
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By Iris
at 2019-09-22T06:57
at 2019-09-22T06:57
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By Megan
at 2019-09-26T14:25
at 2019-09-26T14:25
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By Dora
at 2019-09-28T16:06
at 2019-09-28T16:06
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By Iris
at 2019-09-30T03:27
at 2019-09-30T03:27
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By Eden
at 2019-10-01T11:43
at 2019-10-01T11:43
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By Rosalind
at 2019-10-04T19:59
at 2019-10-04T19:59
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By James
at 2019-10-09T17:43
at 2019-10-09T17:43
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By Steve
at 2019-10-14T01:41
at 2019-10-14T01:41
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By Sandy
at 2019-10-17T05:22
at 2019-10-17T05:22
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By Thomas
at 2019-10-20T11:11
at 2019-10-20T11:11
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By Jacob
at 2019-10-24T00:07
at 2019-10-24T00:07
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By Gary
at 2019-10-27T07:12
at 2019-10-27T07:12
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at 2019-10-30T08:19
at 2019-10-30T08:19
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By Cara
at 2019-10-31T10:43
at 2019-10-31T10:43
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By Rosalind
at 2019-11-04T09:00
at 2019-11-04T09:00
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By Margaret
at 2019-11-06T23:57
at 2019-11-06T23:57
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By Damian
at 2019-11-10T20:58
at 2019-11-10T20:58
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By Victoria
at 2019-11-12T04:30
at 2019-11-12T04:30
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By Tom
at 2019-11-15T19:39
at 2019-11-15T19:39
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By Hedda
at 2019-11-20T11:35
at 2019-11-20T11:35
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By George
at 2019-11-24T15:32
at 2019-11-24T15:32
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By Necoo
at 2019-11-24T23:06
at 2019-11-24T23:06
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By Heather
at 2019-11-29T01:40
at 2019-11-29T01:40
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By Callum
at 2019-11-29T11:01
at 2019-11-29T11:01
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